2016 Press Releases
American Consumer Credit Counseling Expands and Opens New Offices in Houston, Dallas and San Diego
(Boston, MA) – December 5, 2016 – American Consumer Credit Counseling (ACCC) announced today that it is expanding and opening new offices in Houston, Dallas and San Diego to provide financial education and credit counseling services to additional consumers.
How to Budget for the Holidays: Cash Only Holiday Spending
(Boston, MA) – November 30, 2016 – The holidays are a special time when families and friends are able to come together and celebrate. Even though the holidays often bring people happiness and cheer, they can also create financial stress. Creating a budget for the holidays and implementing cost-saving practices, such as cash only spending, will help financially strapped consumers enjoy the season without worrying too much about finances.
Success at ACCC’s Operation Money Wise at Worcester State University
(Boston, MA) – November 28, 2016 – National nonprofit American Consumer Credit Counseling hosted a successful Operation Money Wise, a free, one-day financial education conference for the Military, Veteran, Family and Survivor Community on Saturday, October 29, 2016 at Worcester State University.
Black Friday vs. Cyber Monday – The Pros and Cons
(Boston, MA) – November 21, 2016 – Thanksgiving weekend marks the biggest holiday shopping event of the year with offers on both Black Friday and Cyber Monday. The key to a successful Black Friday or Cyber Monday is to research and find the best deals.
New Survey: More Than Half of Consumers Have Maxed Out a Credit Card
(Boston, MA) – November 16, 2016 – According to a recent survey by American Consumer Credit Counseling, almost 58 percent of consumers have maxed out on a credit card at least once. Of the respondents who have maxed out their credit card, 61 percent have maxed out on multiple credit cards.
ACCC Discusses the Importance of Saving
(Boston, MA) – October 31, 2016 – In response to World Savings Day, national nonprofit American Consumer Credit Counseling explains the importance of saving and provides consumers with helpful tips on how to save. World Savings Day was created in 1924 to increase public awareness of the importance of saving and how this concept is critical to individual and overall economic security.
ACCC Explains the Difference between Federal and Private Student Loans
(Boston, MA) – October 25, 2016 – Most college students must begin the process of paying back student loans within six month of graduation, and it’s vital that they know exactly what type of loans they have. There are two types of student loans, federal and private.
New Survey: 43 Percent of Consumers Don’t Know what Recommended Spending Guidelines Are
(Boston, MA) – October 13, 2016 – According to a recent survey by American Consumer Credit Counseling, 43 percent of consumers don’t know what the recommended spending guidelines are for a budget. Financial experts have established basic guidelines to help consumers determine where they should spend their money.
Why Budget? Planning Your Finances Now and for the Future
(Boston, MA) – October 7, 2016 – It’s no secret that managing personal finances can be stressful and challenging for consumers. One of the first and most important steps to this process is creating – and sticking to – a budget. While it may seem obvious, a budget is critical because it shows consumers exactly how much money they have coming in and how it is spent.
What to Know Before Filing for Bankruptcy
(Boston, MA) – September 26, 2016 – When facing a financial catastrophe, it is important that consumers understand the bankruptcy process. Bankruptcy is a proceeding in a federal court in which an insolvent debtor's assets are liquidated and the debtor is relieved of further liability. There are two types of bankruptcy – Chapter 7 deals with liquidation, while Chapter 13 deals with reorganization.
Majority of Consumers are Dissatisfied with their Income
(Boston, MA) – September 19, 2016 – According to a recent survey by American Consumer Credit Counseling, over 70 percent of respondents are employed and only 7 percent of these employed consumers are actively looking for a different job. Of the unemployed respondents, 55 percent are not currently looking for work.
Join ACCC for Operation Money Wise at Worcester State University
(Boston, MA) – September 12, 2016 – National nonprofit American Consumer Credit Counseling presents Operation Money Wise, a free, one-day financial education workshop for the Military, Veteran, Family and Survivor Community. The event will be held at Worcester State University on Saturday, October 29, 2016 from 9:00 AM to 4:00 PM.
What Consumers Need to Know About Their Paycheck
(Boston, MA) – September 8, 2016 – In response to Money Matters National Education Day, national nonprofit American Consumer Credit Counseling explains what consumers need to know about their paycheck.
ACCC Offers Financial Advice for College Students
(Boston, MA) – September 7, 2016 – College is an exciting time but one that can also create new financial stresses and worries for students who are now living on their own. This added freedom and responsibility comes with a cost as students realize the day-to-day items that they need, and in some cases want, to purchase.
ACCC Provides Consumers with Reasons to Consider a Credit Card
(Boston, MA) – August 23, 2016 – Today’s society is becoming more cashless than ever, so it is essential to obtain a credit card. There are many benefits to a cashless economy such as eliminating black markets, reducing violations, and the avoidance of proper payment of taxes. Due to today’s society, national nonprofit American Consumer Credit Counseling is providing consumers reasons to obtain a credit card.
Many Consumers are Planning to Buy a House in the Near Future
(Boston, MA) – August 16, 2016 – According to a recent survey by American Consumer Credit Counseling, over 60 percent of respondents are considering buying a home in the near future with 45 percent planning on making the purchase within a year.
ACCC Provides Prospective Homebuyers in Massachusetts Essential Tips on how to Purchase a Home
(Boston, MA) – August 10, 2016 – The housing market is constantly changing and prospective homebuyers need to be aware of the fundamentals and latest trends in the purchasing process. To help assist consumers, national nonprofit American Consumer Credit Counseling is providing a set of guidelines to successfully purchase a house.
ACCC Offers 5 Important Tips to Avoid Being Over Burdened by Rent
(Boston, MA) – August 2, 2016 – It’s no secret that housing costs have skyrocketed in many cities and towns across the United States. To help households avoid becoming financially strained by rent, national nonprofit American Consumer Credit Counseling is providing advice for dealing with housing rentals and being smarter about the utilities and other costs that come with them.
ACCC offers advice on how to become credit smart
(Boston, MA) – July 20, 2016 – By understanding how a credit card works, consumers can gain important financial knowledge and take the first step to establishing good credit. In an effort to help educate consumers, national nonprofit American Consumer Credit Counseling is offering advice on what consumers should do with their first credit card.
ACCC Offers Important Tips to Avoid Falling Victim to Online Identity Theft
(Boston, MA) – July 13, 2016 – Each year, millions of Americans fall victim to identity theft. Identity theft occurs when someone steals a consumer’s personal information and uses it without their permission, usually for financial gain. Identity theft can negatively affect credit and finances, and more often than not, consumers don’t know they are at risk and are unsure of ways to prevent it.
ACCC Offers Consumers Helpful Tips on How to Save on Summer Expenses
(Boston, MA) – July 5, 2016 – Summer has arrived and it’s not hard to overspend while having fun in the sun. With the lure of warm weather and sunshine, consumers are planning their summer vacations. Average vacation costs—primarily due to travel—have continued to increase year after year.
On National Dump the Pump Day, ACCC Offers Transportation Saving Tips
(Boston, MA) – June 16, 2016 – As summer nears, many consumers will take advantage of long awaited warm temperatures to take road trips or drive to the beach. With this added travel, there are still ways to avoid the burden of higher gas prices. As part of National Dump the Pump Day, American Consumer Credit Counseling has developed savvy tips to save consumers money at the pump.
ACCC Offers Families Tips on How to Save on Father’s Day Spending
(Boston, MA) – June 14, 2016 – Father’s Day is a special opportunity for families and friends to celebrate the tremendous role that fathers and father figures play in their lives. Since Father’s Day shopping can often be an added financial challenge, national nonprofit American Consumer Credit Counseling has come up with creative ways to save on Dad’s big day – tips that enable consumers to show appreciation without going over budget.
Consumers Lack Key Knowledge and Facts about their Student Loans
(Boston, MA) – June 10, 2016 – According to a recent survey by American Consumer Credit Counseling, many consumers lack key knowledge about their student loans. While 74 percent of respondents said they have student loans and 72 percent of those have more than one student loan, many of these consumers don’t understand the different types of student loans or relief and forgiveness programs they may qualify for.
Finance 101: ACCC Offers Teens Financial Strategies to Ensure Future Financial Success
(Boston, MA) – June 3, 2016 – Learning how to be financially responsible as a teen, will most definitely contribute to future financial success. Understanding the importance of saving and the value of money are critical skills that will have an impact on financial well-being far into the future.
ACCC Offers Young Adult Consumers Tips on How to Manage Their Personal Finances
(Boston, MA) – May 26, 2016 – Personal finance can be a daunting topic for many consumers, but it is one that needs more consideration, particularly among young adults. Few consumers ask themselves if they are financially prepared for their futures and if they are managing their finances effectively.
Recent Consumer Poll Believes There is Only One Candidate That Can Create Jobs and Address Income Inequality
(Boston, MA) – May 16, 2016 – According to a recent survey on the Economy and the Presidential Election by American Consumer Credit Counseling, 38 percent of respondents said Donald Trump will be most effective in creating jobs, followed by Hillary Clinton (27 percent) and Bernie Sanders (20 percent).
ACCC Offers Ways to Be Responsible With Tax Returns
(Boston, MA) – May 12, 2016 – By now many Americans have either received or will be receiving their tax returns soon. This extra cash often sparks the urge to splurge on unnecessary things, which is why national nonprofit American Consumer Credit Counseling has offered advice on ways consumers can be responsible with their tax returns.
ACCC Offers College Graduates Essential Personal Finance Tips
(Boston, MA) – May 5, 2016 – With graduation on the horizon, it is important that new college graduates start thinking about their financial futures. The truth is not every college graduate is knowledgeable about their personal finances. In an effort to help new graduates, national non-profit American Consumer Credit Counseling offers essential personal finance tips.
ACCC Offers Money Management Skills for Children
(Boston, MA) – April 29, 2016 – Building good habits early on can help children better manage their financial futures. In response to National Teach Children to Save Day, national non-profit American Consumer Credit Counseling provides a guide to help parents teach children of all ages, from kindergarten through high school, about money management principles such as credit, saving and the value of the dollar.
ACCC Offers Residents of California Important Money Lessons for Kids
(Los Angeles, CA) – April 28, 2016 – It is never too early to start learning about saving and budgeting. In response to National Financial Literacy Month, national non-profit American Consumer Credit Counseling provides parents in California with the most important money lessons for their children.
ACCC Explains Why Consumers Should Care About Credit Scores
(Boston, MA) – April 24, 2016 – Many consumers may ignore the importance of their credit score. The truth however, is that this three digit number can have a significant impact on a consumer’s financial life. In an effort to emphasize its importance, national non-profit American Consumer Credit Counseling offers several reasons why credit scores are so vital.
Majority of American Consumers Prefer to do Taxes on their Own
(Boston, MA) – April 14, 2016 – According to a recent survey of budget-conscious consumers by American Consumer Credit Counseling, 53 percent of respondents said they prefer to do their taxes on their own while 39 percent preferred to hire a professional.
ACCC Reveals Key Signs You Might Be Headed Toward a Financial Disaster
(Boston, MA) – April 6, 2016 – Although many consumers may think they are good at managing money, financial disasters tend to sneak up without warning. In an effort to help consumers determine if they are headed toward financial disaster, American Consumer Credit Counseling has provided a list of telltale signs.
ACCC Helps Massachusetts Residents Understand the Importance of Checking Their Credit Reports
(Boston, MA) – March 29, 2016 – By understanding credit reports and the information they communicate, consumers are able to identify any errors that could lead to an incorrect credit score. In an effort to help educate consumers on this key financial topic, national non-profit American Consumer Credit Counseling has created a guide and sample dispute letter to help consumers understand credit reports and credit scores and how to fix mistakes.
ACCC Helps Consumers Understand Credit Reports and Scores
(Boston, MA) – March 18, 2016 –Thoroughly understanding credit report gives consumers the opportunity to get a better handle on their financial lives. In an effort to help educate consumers on this key financial topic, national non-profit American Consumer Credit Counseling has created a guide to help consumers understand credit reports and credit scores.
Many American Consumers Would Avoid Valentine’s Day if Given the Chance
(Boston, MA) – March 18, 2016 – According to a recent survey by American Consumer Credit Counseling, more than 50 percent of American consumers expect their significant others to spend $50 or less on Valentine’s Day, while 20 percent do not expect their loved one to spend any money on them.
During Consumer Protection Week ACCC Offers Tips to Avoid Financial Scams
(Boston, MA) – March 7, 2016 – It is not unusual for everyday scam artists to come up with clever attempts to defraud millions of consumers out of their hard earned money. In order to prevent consumers from falling for these tricks, national non-profit American Consumer Credit Counseling has created a set of tips to help consumers avoid scams.
Majority of American Consumers Do Not Understand the Bankruptcy Filing Process
(Boston, MA) – February 24, 2016 – The vast majority of American consumers do not understand the process of filing for bankruptcy, according to a recent survey by American Consumer Credit Counseling.
ACCC Joins National Foundation for Credit Counseling (NFCC)
(Boston, MA) – February 18, 2016 – American Consumer Credit Counseling announced that they have joined the National Foundation for Credit Counseling (NFCC), the nation’s largest and longest serving non-profit financial counseling organization.
ACCC Offers Tips on How to Save on President’s Day Sales
(Boston, MA) – February 12, 2016 – Even though Valentine’s Day often steals the spotlight in February, President’s Day is the holiday that usually offers the month’s biggest bargains. Consumers on a budget will find plenty of sales throughout the entire month of February. To help with this process, American Consumer Credit Counseling offers tips on how to navigate the sales and save on President’s Day.
ACCC Offer Tips to Achieve a Budget Friendly Valentine’s Day
Boston, MA) – February 12, 2016 – As Valentine’s Day closes in, some consumers have started planning an extravagant day for that special someone in their life. If you are on a budget, a sensational day with your significant other can seem daunting. To help with this process, American Consumer Credit Counseling offers tips to achieve a fun and budget friendly Valentine’s Day.
ACCC Offers Tips to Help Consumers Dominate Debt
(Boston, MA) – February 9, 2016 – Start off the New Year right and achieve financial peace of mind by making 2016 debt-free. In order to help consumers achieve their financial resolutions, national non-profit American Consumer Credit Counseling has provided tips on how to dominate debt.
ACCC Celebrates 25 Years of Helping Consumers Achieve Healthy Financial Lives
(Boston, MA) – January 29, 2016 – American Consumer Credit Counseling, a leading national non-profit credit counseling and debt management agency, is celebrating 25 years of service in 2016. To mark this major milestone, ACCC has created a list of the top 25 ways consumers can improve their lives financially.
ACCC Provides Online Financial Resources to Improve Consumers’ Financial Lives
(Boston, MA) – January 22, 2015 – In order to help enhance consumers’ financial wellbeing, national non-profit American Consumer Credit counseling offers a wide range of online financial resources in the areas of financial literacy, budgeting, credit, housing, and youth and money, among others.
More American Consumers Are Making Financial Resolutions in 2016
(Boston, MA) – January 15, 2016 – The vast majority of budget-conscious American consumers feel they need to make a financial resolution for 2016, according to a recent survey by American Consumer Credit Counseling.