The Credit Counseling Professionals
Call Toll Free 1-800-769-3571
As a non-profit credit counseling organization, ACCC is mandated to comply with all state and federal laws. Although compliance is a legal requirement, it also serves to demonstrate to consumers, creditors, and regulators that ACCC is a reputable organization that provides quality service for minimal fees to the consumer. Further, state licensing allows the consumers to be assured that ACCC utilizes best practices in handling the consumer's monthly payments.
In order to conduct business as a legal entity, ACCC must have a Certificate of Authority to do business within a state. ACCC has attained a Certificate of Authority in all 50 states as issued by the Secretary of State including the District of Columbia. Of the 50 States, 32 require licenses. ACCC is licensed in all 32 of these states. ACCC is also a Registered Charitable Organization in 22 States. It is important to note that as new legislation and regulations are passed in the industry, ACCC is continually updating its services and practices to comply with each state's requirements.
Among the requirements of licensure is the ability to post bonds as mandated by the Banking Commissioners. Only after financial stability, credit worthiness, and satisfactory liquid assets have been demonstrated will a bond be issued. All bonds attributable to ACCC are guaranteed by the organization and not by the officers.
Click on your state for licensing information.
Alabama Securities Commission
770 Washington Ave., Suite 570
Montgomery, AL 36130-2984
License #SC322
Office of the Attorney General
Consumer Affairs Section
11 South Union Street
Montgomery, AL 36130
Registration #AL05-308
Alaska Department of Commerce
P.O. Box 110806
Juneau, AK 99811-0806
License #716577
Alaska Department of Law
1031 W. 4th Ave., Suite 200
Anchorage, AK 99501
Arizona State Department of Financial Institutions
2910 North Street, Suite 310
Phoenix, AZ 85018
License #DM-0905127
Secretary of State/Charities Division
1700 W. Washington Street, 7th Floor
Phoenix, AZ 85007
Registration #23145
Arkansas State Banking Department
400 Hardin Road, Suite 100
Little Rock, AR 72211
Office of the Attorney General
Consumer Protection Division
323 Center Street, Suite 200
Little Rock, AR 72201-2610
Registered
State of California
Department of Corporations
320 West 4th Street, Suite 750
Los Angeles, CA 90013-2344
Licensed
State of California
Department of Justice
1300 I Street, Suite 125
Sacramento, CA 94203-4470
Registration #CT-129853
Colorado Attorney General
Uniform Consumer Credit Code
1525 Sherman Street, 5th Floor
Denver, CO 80203
License #000030
Colorado Attorney General
1525 Sherman Street, 5th Floor
Denver, CO 80203
State of Connecticut
Department of Banking
260 Constitutional Plaza
Hartford, CT 06103-1800
License #8752
Public Charities Unit
C/O Office of the Attorney General
55 Elm Street
P.O. Box 120
Hartford, CT 06141-0120
Registration #13121
State of Delaware
Office of the State Banking Commissioner
555 E. Loockerman Street
Suite 210
Dover, DE 19901
License #07-07
Delaware Attorney General
Carvel State Office Building
820 N. French Street
Wilmington, DE 19801
Florida Department of Financial Services
200 East Gaines Street
Tallahassee, FL 32399
Licensed
Florida Dept. of Agriculture & Consumer Services
Division of Consumer Services
Solicitation of Contributions
2005 Appalachee Parkway- Terry Lee Rhodes Building
Tallahassee, FL 32301
Registration # CH19252
Governor's Office of Consumer Affairs
2 Martin Luther King Drive, Suite
Atlanta, GA 30334
Licensed
Securities and Business Regulation
2 Martin Luther King, Jr. Drive, S.E.
Suite 802, West Tower
Atlanta, GA 30334
Registration #CH-06332
Department of Commerce and Consumer Affairs
Division of Financial Institutions
King Kalakaua Building
335 Merchant Street, Room 221
Honolulu, HI 96813
Department of the Attorney General
425 Queen Street
Honolulu, Hawaii 96813
Idaho Department of Finance
Consumer Finance Bureau
700 W. State Street, 2nd Floor
Boise, ID 83702
License #CDF-3704
Office of Attorney General
700 W. Jefferson Street
P.O. Box 83720
Boise, ID 83720
Consumer Credit Section
Division of Financial Institutions
320 W. Washington, Suite 229
Springfield, IL 62701
License #DM 179
Charitable Trust Bureau
Attorney General's Office
100 West Randolph Street, 11th Floor
Chicago, IL 60601
Registration #CO-01047494
Department of Financial Institutions
30 South Meridian Street, Suite 300
Indianapolis, IN 46204
License #9412
Office of the Indiana Attorney General
Indiana Government Center South
302 W. Washington St.
Indianapolis, IN 46204
Iowa Division of Banking
200 East Grand Avenue, Suite 300
Des Moines, IA 50309-1827
License #2004-0306
Iowa Attorney General
1305 E. Walnut Street
Des Moines IA 50319
State Bank Commissioner
700 SW Jackson St., Suite 300
Topeka, KS 66603-3796
License #CSO-1004
Office of the Secretary of State
Registration #:333-638-5
Office of the Attorney General, Consumer Protection Division
The Capitol, Suite 118
700 Capitol Avenue
Frankfort, Kentucky 40601-3449
Office of the Attorney General
The Capitol, Suite 118
700 Capitol Avenue
Frankfort, Kentucky 40601-3449
Registration #: 6469
Office of Financial Institutions
8660 United Plaza Blvd., 2nd floor
Baton Rouge, LA 70809-7024
Office of the Attorney General
1885 North 3rd St.
Baton Rouge, LA 70802
P.O. Box 94005
Baton Rouge, LA 70804
Department of Professional and Financial Regulation
Office of Consumer Credit Regulation
35 State House Station
Augusta, ME 04333-0035
License #DMS5618
State of Maine
Department of Professional and Financial Regulations
Charitable Solicitations
35 State House Station
Augusta, ME 04333-0035
Department of Labor, Licensing and Regulation
Commissioner of Financial Regulation
500 North Calvert Street, Suite 402
Baltimore, MD 21202
License # 14-11
Office of the Attorney General
200 St. Paul Place
Baltimore, MD 21202
Registration #17190
Consumer Affairs and Business Regulations
Division of Banks
One South Station
Boston, MA 02110
Massachusetts Attorney General's Office
One Ashburton Place
Boston, MA 02108
Registration # Form PC
Department of Labor and Economic Growth
Office of Financial and Insurance Division of Securities
Ottawa Building, 2nd Floor
611 West Ottawa Street
Lansing, MI 48933
License #10575
G. Mennen Williams Building, 7th Floor
525 W. Ottawa St.
P.O. Box 30212
Lansing, MI 48909
Minnesota Commerce Department
85 7th Place East, Suite 500
St. Paul, MN 55101
Minnesota Attorney
General's Office
1400 Bremer Tower
445 Minnesota Street, Suite 1200 NCL Tower
St. Paul, MN 55101
Jackson, MS 39205-0136
Department of Banking and Consumer Finance
Consumer Finance Division
501 N. West Street
901 Woolfolk Building, Suite A
P.O. box 23729
Jackson, MS 39209
License #: 1/2009
State of Mississippi
Secretary of State
700 North Street
P.O. Box 136
Jackson, MS 39205-0136
Registration # 100008758
Missouri Division of Finance
301 W. High Street
Room 630
Jefferson City, MO 65102
Missouri Attorney General's Office
Supreme Court Building
207 W. High St.
P.O. Box 899
Jefferson City, MO 65102
Department of Administration
Consumer Protection Office
2225 11th Avenue
Helena, MT 59620
License #: 2008-101
Attorney General Mike McGrath
Department of Justice
P.O. Box 201401
Helena, MT 59620-1401
Secretary of State- Licensing Division
1305 State Capitol
Lincoln, NE 68509
Licensed
Office of the Attorney General
2115 State Capitol
Lincoln, NE 68509
Department of Business and Industry- Consumer Affairs Division
1850 East Sahara Ave,m Suite 101
Las Vegas, NV 89104
License #2006-0030
Office of the Attorney General
Nevada Department of Justice
Carson City Office
100 North Carson Street
Carson City, Nevada 89701-4717
Banking Department
Consumer Credit Division
53 Regional Drive
Concord, NH 03301
License #10928-DA
Office of the New Hampshire
Attorney General
Charitable Trust Unit
33 Capitol Street
Concord, NH 03301
Registration #16145
State of New Jersey
Department of Banking and Insurance
Licensing Services Bureau – Banking
P.O. Box 473
Trenton, NJ 08625-0473
Office of Consumer Protection
Charitable Registration and Investigation Section
124 Halsey Street
P.O. Box 45021
Newark, NJ 07101
Registration #CH-24117
N.M. Regulation & Licensing Department
2550 Cerrillos Road
Santa Fe, NM 87504
Office of the Attorney General
Registry of Charitable Organizations
111 Lomas Blvd. NW, Suite 300
Albuquerque, NM 87102
New York State Banking Dept.
Licensed Financial Services Division
One State Street, 3rd Floor
New York, NY 100004
License #BP100755
New York Attorney General
120 Broadway
New York City, NY 10271
Department of Justice
9001 Mail Service Center
Raleigh, NC 27699-9001
Secretary of State- Charitable Solicitations Licensing
PO Box 29622
Raleigh, NC 27626
Office of the Attorney General
Licensing Section, Department 125
600 E. Blvd.
Bismarck, ND 58505-0040
Office of the Attorney General
Licensing Section, Department 125
600 E. Blvd.
Bismarck, ND 58505-0040
Attorney General's Office
Consumer Protection Division
State Office Tower
30 E. Broad Street, 17th Floor
Columbus, OH 43215-3428
Attorney General's Office
Consumer Protection Division
State Office Tower
30 E. Broad Street, 17th Floor
Columbus, OH 43215-3428
Oklahoma State Banking Department
4545 North Lincoln Boulevard, Suite 164
Oklahoma City, Oklahoma 73105
Oklahoma Secretary of State
2300 N. Lincoln Blvd., Room 101
Oklahoma City, OK 73105-4897
Registered
Dept. of Consumer and Business Services
Division of Finance and Corporate Securities
350 Winter Street NE, Room 410
Salem, OR 97310
License #DCA-10040
Oregon Department of Justice
1515 SW 5th Avenue, Suite 410
Portland, OR 97201-5451
Pennsylvania Department of Banking
17 North Second Street, 13th Floor
Harrisburg, Pennsylvania 17101
Pennsylvania Department of State
207 North Building
Harrisburg, PA 17120
Commonwealth of Puerto Rico
Department of State
Banking Division
P.O. Box 9023271
San Juan, Puerto Rico 00902-3271
Department of Business Regulations
Division of Banking
233 Richmond Street
Providence, RI 02903
License #2005192DM
Rhode Island Office of the Attorney General
150 South Main Street
Providence, RI 02903
Registration #97-2780
Department of Consumer Affairs
Legal Division: Credit Counseling
3600 Forest Drive, 3rd Floor
Columbia, SC 29204-4406
License #CC-0606500-0606500
State of South Carolina
Office of the Secretary of State
1205 Pendleton Street, Suite 525
Columbia, SC 29201
Registration #12787
South Dakota Banking Department
212 1/2 West Missouri
Pierre, SD 57501-4590
SD Attorney General's Office
Office of the Attorney General
1302 E Hwy 14, Suite 1
Pierre SD 57501-8501
Department of Financial Institutions
511 Union Street, Suite 400
Nashville, Tennessee 37219
Secretary of State
Division of Charitable Solicitations and Gaming
312 Eighth Ave North, Eight floor
Nashville, TN 37243
Registration #: 7541
Texas Office of Consumer Credit Commissioner
2601 North Lamar Blvd.
Austin, TX 78705
License #DM06-10001
Texas Attorney General
300 W. 15th Street, 6th Floor
PO Box 12548
Austin, TX 78701-1649
Utah Division of Consumer Protection
Heber Wells Building, 2nd Floor
160 East 300 South
SM Box 146704
Salt Lake City, UT 84114-6704
License #: 6725614-DBTM
Department of Commerce
Division of Consumer Protection
1600 East 300 South
SM Box 146704
Salt Lake City, UT 84114-6704
State of Vermont
Dept. of Banking, Insurance, Securities and Health Care Administration
89 Main Street, Drawer 20
Montpelier, VT 05602-3101
License #16
The Office of the Attorney General of Vermont
109 State Street
Montpelier, VT 05609-1001
Richmond, VA 23219
Virginia State Corporations Commission
Bureau of Financial Institutions
1300 E. Main Street, Suite 800
P.O. Box 640
Richmond, VA 23218-0640
License #DC-33
Department of Agriculture and Consumer Services
PO Box 1163
Richmond, VA 23218
Registered
Seattle Consumer Protection Office
900 Fourth Ave., Suite 2000
Seattle, WA 98164-1012
Office of the Attorney General
801 Capitol Way South
Olympia, WA 98504-0100
Registration #22168
West Virginia Division of Banking
1900 Kanawha Boulevard, East
Building #3, Room 311
Secretary of State
Charities Division
Building 1, Suite 157K
1900 Kanawha Blvd. East
Charleston, WV 23505-0770
Registered
Licensed Financial Services
Department of Financial Institutions
345 W. Washington Ave., 4th Floor
Madison, WI 53703
License #121
Department of Regulation & Licensing
1400 E. Washington Ave.
Madison, WI 53703
Wyoming Division of Banking
Herschler Building, 3rd Floor East
122 West 25th Street
Cheyenne, WY 82002
Office of the Wyoming Attorney General
123 Capitol
200 W. 24th Street
Cheyenne, WY 82002
Registered
