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Approved Credit Counseling Agencies

What are Approved Credit Counseling Agencies?

Approved credit counseling agencies offer services that have been evaluated by specific governmental agencies or organizations and accepted as meeting their standards and requirements. Examples of these services from American Consumer Credit Counseling (ACCC) include housing counseling and consumer bankruptcy counseling.

Services from Approved Credit Counseling Agencies

If you're looking for advice on housing matters, ACCC's highly skilled credit advisors can answer your questions. We also have many guides on our website to assist you through the home buying process and beyond. ACCC is also one of the U.S. Department of Housing and Urban Development's approved credit counseling agencies in the following housing related services:

  • Reverse mortgage counseling (nationwide)
  • Foreclosure counseling (for Massachusetts residents only)

For those who are considering filing for bankruptcy or have filed, ACCC provides approved credit counseling services. Our pre-bankruptcy credit counseling and post-bankruptcy debtor education courses are approved by the U.S. Trustee Program of the Department of Justice.

During our pre-bankruptcy credit counseling session, your counselor evaluates your personal financial situation and its causes and discusses alternatives to bankruptcy. Please note that approved credit counseling agencies simply explain the different options available for debt resolution, including bankruptcy, during these sessions. During the pre-bankruptcy counseling we do not give credit counseling advice.

Our post-bankruptcy credit counseling consists of a debtor education course that covers budget development, money management, using credit wisely, and additional resources that help you control spending and maintain a debt-free lifestyle.

Approved Credit Counseling Agencies Can Answer Your Money Management Questions

Approved credit counseling agencies like ACCC can assist you with a wide range of money management topics. ACCC has many free educational resources in addition to our consumer credit solutions that can help you with buying a home, funding a college education, budgeting, and teaching your children about credit. There is also information and resources tailored toward military personnel and veterans.

If you need help with lowering interest rates and monthly payments on your unsecured credit accounts, call us today for more details about ways to consolidate debts.

American Consumer Credit Counseling (ACCC) provides nonprofit credit counseling and debt reduction services for consumers with credit problems who want to know how to pay off credit cards and how to get out of debt. Our certified credit counselors have helped thousands of individuals and families nationwide pay off credit card balances and unsecured debt through credit card relief programs and credit card debt solutions. Our debt management plans provide a kind of personal debt consolidation strategy for help getting out of credit card debt, and we offer a wide variety of financial education services to consumers who need help getting out of debt and managing their finances more effectively.

SiteLock Better Business Bureau Mass Housing Approved National Industry Standards for Homeownership Education and Counseling NFCC Member