11/3/11
I am a retired US Army Colonel with over 36 years in the military. I want to express my gratitude American Consumer Credit Counseling for providing an outstanding service to our military members and their families at numerous Yellow Ribbon Events and Family Day Events throughout the state of MA.
10/11/11
Thank you so much for coming to speak with my class! You were EXCELLENT. You're engaging, thorough, articulate, and accessible and have a way of putting people at ease about a sensitive topic.
10/05/11
Boston Police Veterans of Foreign, Wars Post 1018, District One, Department of Massachusetts presents the Certificate of Appreciation to American Consumer Credit Counseling in recognition of outstanding support and dedication of Service Members and their families during the Family Resources Day.
09/18/11
My colleague and I could not have been any happier with Julie. She was cordial, yet authoritative, and when the children asked questions she never missed a beat. Thank you once again and we look forward to working with you in the future.
I wanted to say on the behalf of everyone at CWU and especially the Workforce Development Department, thank you so much! Your Money 101 class has been a great success and you have been a delight to work with. Your knowledge, skill and dedication really shines through in your work. I look forward to continuing this partnership.
Thank you for an excellent presentation. As you can imagine, our job seekers have very tight budgets and the information you presented will help them exert some control over their finances. It was encouraging to job club members to hear that there are ways to handle credit and debt and I know they left feeling a little more empowered.
On behalf of the CWE staff, we wish to thank you very much for the excellent presentation you gave in helping to understand the importance of personal finance management. We look forward to continuing a working relationship with you and American Consumer Credit Counseling.
On behalf of the Central Massachusetts CWE staff and our client, we wish to thank you very much for the excellent presentation on how to "Take Control of Your Finances". You helped our client to understand the importance of personal financial management. I'm sure that the client gained wonderful knowledge in the process of her personal and business finances. Your business expertise and experiences were very useful to her. CWE offers very few presentations like the one you gave. Once again, on behalf of the CWE staff, thank you. We are looking forward to continuing a working relationship with you and the American Consumer Credit Counseling.
I just wanted to say, on behalf of everyone at CWU and especially the Workforce Development Department, thank you so much. Your Money 101 class has been a great success and you have been a delight to work with. Your knowledge, skill, and dedication really shines through in your work. I look forward to continuing this partnership.
Thank you for an excellent presentation. As you can imagine, our job seekers have very tight budgets and the information you presented will help them exert some control over their finances. It was encouraging to job club members to hear that there are ways to handle credit and debt and I know they left feeling a little more empowered. Also, thank you for sharing a few of your own experiences so members could understand that it is possible to work on managing their finances during very difficult times.
I would like to thank you for presenting your workshop with us at the Cambridge Office of Workforce Development on Wednesday June 15th. The group really enjoyed it and got some valuable knowledge. I hope to bring you or one of your co-workers to present another topic sometime. Thanks again.
The Independent Living Center of the North Shore and Cape Ann, Inc. is very appreciative of the Money Smart workshop you presented for the ILCNSCA attendees. As the regional agency of services and advocacy for independent living we truly appreciate this workshop which provided valuable information and support to the citizens with disabilities who attended.
I would like to thank you for presenting your workshop with us at the Cambridge Office of Workforce Development on Wednesday June 15th. The group really enjoyed it and got some valuable knowledge. I hope to bring you or one of your co-workers to present another topic sometime. Thanks again.
It was so nice to see you last week when you spoke at HOPE. The women all remarked how helpful the information you shared with them was and all seemed more relaxed after hearing your presentation. I suspect that for many of them fear and misinformation had been troubling them for some time. It was good to see them looking more hopeful about their finances after you spoke. Thank you again for all that you do for our students! I look forward to seeing you again soon!
I would like to express my appreciation for the phenomenal job you did presenting at this year's Volunteer State Workshop. Each delivery was compassionate and professionally executed. The remarks and feedback from our volunteers was that this was one of the best conferences they have attended. Thank you so much.
I would like to express my appreciation for the phenomenal job you did presenting at this year's Volunteer State Workshop. Indeed we had some tough subject matter to discuss. Each delivery was compassionate and professionally executed. The remarks and feedback from our volunteers was that this was one of the best conferences they have attended. Thank you again and I hope you enjoyed it as much as we did.
Thanks so much for your enlightening Identity Theft workshop today at the ETRCC in Norwood. I appreciated all of the tips in class, as well as the great info you provided after.
Once again, thank you for coming to our COMPASS Community College Collaborative program. Your discussion diffused the intense focus on why we do what we do, but also came around to underscore it. All-in-all today's workshop flushed out a lot of fear- fear of failure, fear of success, fear of the truth. Helping students to face reality is a wonderful gift. As a follow up I will encourage students with more complex debt troubles to call ACCC to schedule a consultation. We are committed to helping our students become successful, self-sufficient and stable, and all this entails along the way. You and ACCC are an important part of this journey.
Thank you so much for taking time out of your busy schedule and for making such a long trip to work with the students at Forest Park Middle School. On behalf of the staff and Junior Achievement, I can tell you that we greatly appreciated the help and effort you put into today's activities to make it such a success I hope you enjoyed it as much as the students and teachers said they did! I look forward to working with you in the future.
On Behalf of the Connecticut IPMA-HR, I wish to Thank you for sharing your insights and creative ideas with our group about how we can approach our personal financial management and work to establish a stronger credit rating. The information you presented was to understand and well received by all of the participants. We truly appreciate you taking the time to make the trip to Hartford to meet with us today. You really made this event productive and enjoyable.
Thank you for the presentation you gave to my Consumer Economics Class on consumer credit last week. The information you gave to my students will surely help them in seeking a credit score, applying for credit cards, and managing credit debt – material that students need now more than ever. I really appreciate you taking the time out of a busy workday to provide us with this special class.
Just a small token to say thank you for your "Identity Theft" presentation, sponsored by Neighborhood Falmouth and Caregiver Homes. We really appreciate your support!
Thank you again for your informative presentation on Monday. I have to tell you that the students really responded well to the information you shared and were very excited to share their experience with their computer instructor on Tuesday morning. They really appreciated your balanced approach to presenting the facts and the empowerment that you imparted to them.
I would like to take this opportunity to thank you for teaching the class on Credit to Family Independence Initiative participants. The comments we got from the participants are overwhelmingly of satisfaction and appreciation for the personal and professional manner on which you delivered the training. In general, the information you presented was relevant and clearly delivered. On behalf of the participant families and our organization, I would like to extend our thanks for such a great delivery.
Thanks you for taking the time to share your expertise with students enrolled in the Compass Community College Collaborative program.
Each time you speak I learn something new, and each time your presentation takes a slightly different angle depending on the class. In particular, I noticed in the afternoon session a student who didn’t want to join the class by sitting at the table became increasingly attentive as you spoke about credit and credit reports. It was as if she was hungry for information but did not want to let on that there was something she did not already know.
As I’ve said before, you have a way of disarming students, a way of being approachable instead of being “the answer man.” In spite of your nonchalance you manage to insert plenty of information into your workshop. It must have been very gratifying to answer so many of the students’ questions. I am especially appreciative that you are a wealth of sound information—of ten the students advise on another on dealing with a financial issue without having the knowledge to provide such counsel.
I expect some of your students will call ACCC to schedule a consultation—they seemed so relieved to realize that they could get sound financial advice at no cost!
Thanks again for coming and sharing your story and your expertise.
Thank you for working with Chelsea Neighborhood Developers at out credit workshop on May 12, 2010. The information you provided to the 13 attendees about what data goes into a credit report and how to think about money management as a key ingredient to improving credit was an important first step for many of those attendees. I think they each walked away with some valuable lessons about credit, both generally and specific to their own situations.
I look forward to working with you and American Consumer Credit Counseling again in the future.
The Independent Living Center of the North Shore and Cape Ann, Inc. is very appreciative of the Money Smart workshop you presented for ILCNSCA. As the regional agency of services and advocacy for independent living we truly appreciate this workshop which provided valuable information and support to the citizens with disabilities who attended.
We hope you enjoyed working with us as much as we enjoyed collaborating with you.
Again, thank you for your time and support to ILCNSCA and our struggle to overcome cultural barriers and to achieve independent living for all in the community.
In the COMPASS Community College Collaborative we know what an invaluable service American Consumer Credit Counseling provides. You reach out to the underbanked in our society and help them understand some of the basics of money and credit. Thanks again for serving the students in our program by helping them to understand credit reports.
It is hard for those of us who grew up banking—even if it was only depositing our babysitting dollars in a saving statement—to realize how much mistrust of financial institutions is out on the street. It is harder still to appreciate the obstacle to housing and employment that bad credit presents. You always take a very soft-spoken, non-judgmental approach in dealing with our students—but you never shy away from telling the truth. Debt hurts. Debt doesn’t go away on its own. We appreciate your message and your manner.
Here at the CCCC I am constantly challenged by the need to improve our curriculum in order to facilitate transformation and not just give out information.
You did a wonderful job dealing with the complications of your audience. You geared your vocabulary to the English Language Learners and simplified when necessary. At the center we often find some of the presenters of workshops do not deal with this as well. I thank you for your understanding and professionalism.
I look forward to having you return for another very informative and worthwhile workshop.
We want to Thank You for your contribution to the Massachusetts LifeSmart State Competition. Both the Varsity and Junior Varsity Competitions were a huge success, thanks to you.
Again Thanks You Very Much and we hope to see you next year.
We learned a great deal about credit and identity theft issues and resources. The resources we have learned we will continue to share with members of our staff and our client population. We hope to be able to work with you again in the future.
I want to thank you for coming to do the Credit Workshop. I appreciate your presence and it’s a valuable service to our customers.
Thank you for working with Chelsea Neighborhood developers at our credit workshop. The information you provided to our community residents on what data goes into a credit report , how they can map out a budgetary plan to give themselves that best chance at a clean credit history, and preparing participants’ individual credit reports for their review was greatly valued by all in attendance. I think that the participants each walked away with some valuable lessons about credit, both generally and specific to their own situations.
I look forward to working with American Consumer Credit Counseling again in the future.
Thank you again for making it a priority to talk to the students enrolled in the COMPASS Community College Collaborative program about their credit reports. I appreciate all of the ways our partnership has grown over the past few years. At COMPASS, we are glad we can count on you to navigate the maze of the credit report.
We know that you would not be doing the job you do unless you had a commitment to the underserved in our population. We value the way you break down the language of finance into everyday words.
Every time you speak you share not only abundant knowledge, but also something about yourself—and I learn something new every time! Your message is not only informative, but transforming. Using your life as an example, you urge students not to be trapped by their past mistakes. You model the determination and perseverance necessary for success.
Your in depth knowledge of the banking and credit and the impact of it has on all of us is essential information for our students. We are so grateful that you take the time to come and speak—even though we are a small group—we need to hear what you have to say.
I wanted to express my gratitude for the workshop you gave yesterday. It was very engaging and informative for our students. In addition to acquiring a GED, we encourage our students to think about their next steps and other ways to improve their lives and futures. This was a great step towards that direction. Everyone could use a little more education when it comes to their finances. We would love to have you back for up coming semesters.
Thank you so much for the training last night. Although there were not as many participants as I would have likes to have seen, those that were there were given a lot of useful information. Also I think that you were very approachable and people felt comfortable asking questions of you. I would hope that we can work together in the future.
On behalf of Financial Futures Initiative, I want to thank you for volunteering your time and expertise. Your mentorship is incredibly important. With your help, the Financial Futures Initiative’s money management classes are helping low-wealth communities get out of poverty permanently by increasing their financial awareness and financial opportunities. It is only through the time you have given and the dedication you have shown that this important mission is achieved. I hope that you consider volunteering as a Co-Facilitator in the future.
Once again thank you for all of your help, insights, and time.
Thank you for working with Chelsea Neighborhood Developers at our credit workshop. The information you provided to our community residents on what data goes into a credit report, how they can map out a budgetary plan to give themselves the best chance at a clean credit history, and preparing participants’ individual credit reports for their review was greatly valued by all in attendance. I think that the participants each walked away with some valuable lessons about credit, both generally and specific to their own situations.
I look forward to working with American Consumer Credit Counseling again in the future.
I am writing to thank you for presenting an informative and interesting program on Identity Theft and Scams.
Thank you again for an excellent presentation and we look forward to upcoming programs with American Consumer Credit Counseling.
I would like to thank American Consumer Credit Counseling for taking time to present at our luncheon. Your financial knowledge and advice helped to make the event a tremendous success.
With your help, we were able to offer a valuable service to a diverse group of state employees. Your financial expertise allowed the participants to broaden their learning of specific financial issues.
Once again, thank you seems too small, too short, and too little to say.
You managed to turn a grumpy group into an engaged, involved group. I think it is your style. You are disarming in your conversational tone and confident manner. Everyone truly wanted to hear what you had to say.
Thanks also for sharing about your life and your career-in so doing you made a strong connection with the class and modeled the perseverance necessary for success.
The workshop that felt fresh, even though I am familiar with the content. Whoever said talking about money, credit, debt, etc. couldn’t be fun? The students were engaged and involved throughout your entire presentation.
Thank you again for taking the time to share your expertise with the mothers enrolled in the COMPASS Community College Collaborative program.
As you are well-aware by now—the COMPASS Community College Collaborative helps single parents in family shelters develop their abilities to reach individualized self-sufficiency goals for work, community and home, via a coordinated program of Community College based education and support services, critical information and long-term coaching.
Instructors like you from the community provide a level of expertise beyond what we could offer. Your willingness to participate and act as a partner in this program shows your level of commitment to helping others achieve their goals in education and self-sufficiency.
In sharing about your life and your career, you modeled the determination and perseverance necessary for success.
Matt your interactive, conversational approach worked well. Talking about your life put you on the same plane as your listeners. You talked with the students not at them. You listened carefully to their concerns regarding credit and their credit reports, offering suggestions and giving explanations.
Again, we appreciate you taking the time to share your knowledge and experience with us.
Thank you again for taking the time these last three months to educate our clients about credit management. All of us have found your information very useful and timely given the current economic climate.
Thank you for your participation in ACCESS OPPORTUNITY: Boston’s Career and Information Fair held last week at the Hynes Convention Center. Hundreds of individuals visited the fair seeking advice from organizations such as yours with expertise in training and career services. The workshop leaders offered first-class and professional sessions in areas ranging from Resume Preparation, to Exploring the Green Economy, to Credit Repair and an Introduction to Health Careers, among other topics.
I spoke with many attendees who were delighted with the variety of organizations represented and the quality of guidance they received. At a time when so many people are looking for work or a chance to upgrade their skills, the career information fair gave them the opportunity to make sure their next move is the right move.
A skill and educated workforce is Boston’s greatest competitive advantage and the most cherished resource in the global economy. When we help people, we help the city. Thank you again for your efforts.
On behalf of Valley Works Career Center and the participants of the Professional Networking Group, I would like to extend our appreciation for the informative presentation you provided to us.
The panel topic you presented on understanding credit reports, credit scores, and how people can manage their bills and credit cards was a valuable part of “How You Can Survive a Layoff…Career Transitions and Your Finances.” The Networking Group took great interest in your presentation and asked many questions. Many of the attendees found your presentation very comprehensive and commented on the effort and time you put into the topic.
Thank you for taking time from your schedule to speak to us. You provided an opportunity for each person to participate and you were very generous with your time, allowing the group to ask many questions.
On Behalf of our participants and myself, thank you very much for doing such a great job at the workshop on Credit Basics. The feedback we received regarding your workshop was wonderful. Of 22 returned surveys, 18 responded that the workshop was excellent in instructor’s presentation and subject content.
You are making a big difference in our clients’ financial lives and we appreciate your continued support.
I want to thank you for your contribution in today’s Massachusetts School Bankers Association Conference/Competition. The program will be a huge success, thanks to you. Freeing up your time is not easy these days; I recognize this. But I do know that your presence was truly appreciated and also illustrates you have a vested interest in the future of our young people.
So Again-Thank You!
Thank you for your contribution to the Massachusetts LifeSmarts State Competition. The Massachusetts LifeSmarts program is successful because of the commitment made by you and your organization to support worthwhile consumer education programs for our youth.
By taking time to volunteer, you provide a positive role model for the students. The students work hard to make it to the state competition. Today they will challenge their knowledge with your guidance and continued support.
We are extremely thankful that you are able to partake in our first combined JV and Varsity Massachusetts State LifeSmarts Competition. Spreading consumer education to all of our youth during the current economic downturn provides them with a head start in the today’s world.
Thank you very much and we hope to see you again next year.
American Consumer Credit Counseling has delivered an invaluable educational service to the public for years. In this economy, it is now more prevalent then ever to have these services available to our communities. Their ability to work with other non-profits and assist in our in providing this extremely important information to clients not only helps the client now but prevents potential credit issues from happening to them in the future. It also teaches that when if the clients run into a potential problem who they should contact to help them so they can preserve their good credit.
Thank you for a great Budgeting and Credit seminar last week. I’ve received lots of positive feedback. One of the participants was a recent college graduate who has just gotten her first credit card and now feels she’ll be able to avoid the problems that a lot of younger people face.
Thanks so much for coming to Harriet Tubman House for the Finance 101 workshop you gave to educate USES adult literacy and GED students about managing money. Students were very motivated and asked many questions. We very much appreciate your serving our students. You are a very engaging speaker, and clearly spoke to issues very relevant to our inner-city minority population. I look forward to future collaborations.
Thank you so much for the class you offered to our staff on budgeting and managing credit. The feedback was overwhelmingly positive. All staff seemed to have learned a number of things that will help them with their personal financial situations.
It would be great to offer classes like this every year as reminders for all of us to make wise decisions in how we manage our moneys and our credit.
Thank you for taking the time to share your expertise with the mothers enrolled in the COMPASS Community College Collaborative program.
Volunteers like you from the community provide a level of expertise beyond what we could offer. Your willingness to participate and act as a partner in this program shows your level of commitment to helping mothers achieve their goals in education and self-sufficiency. In sharing about your life and your career, you modeled the determination and perseverance necessary for success.
Your interactive approach worked well--guiding participants toward conclusions about their approach to spending and saving--opening the doors for a fundamental paradigm shift. Again, we appreciate you taking the time to share your knowledge and experience with us.
The Independent Living Center of the North Shore and Cape Ann, Inc. is very appreciative of the Money Smart workshop you presented. As the regional agency of services and advocacy for independent living we truly appreciate this workshop which provided valuable information and support to the citizens with disabilities who attended.
Again, thank you for your time and support to ILCNSCA and our struggle to overcome the cultural barriers and to achieve independent living for all in the community.
On behalf of Bellingham’s seniors and the Council on Aging Board, thank you for your interesting and informative talk today on avoiding identity theft and scams at our recent TRIAD luncheon meeting.
We appreciate your time and effort to educate the public about the frightening increase in ID theft and the new varieties and techniques used to prey on unsuspecting individuals.
Be assured that the financial information you provided will go a long way in helping our graduates focus on the task ahead, to enter/reenter the work force and be productive contributors of society.
The course you presented on managing debt is a timely topic considering the current economic conditions. Creating a budget that works amongst many rising costs is of great interest to our employees.
It was a pleasure to have ACCC come to speak on consumer budgets and credit. The students in the age bracket frequently have financial issues. I believe it is beneficial for them to not only understand factual information related to budgets and credit, but to also be aware of resources such as the American Consumer Credit Counseling, Inc. that can be used as a credible resource.
It was an excellent workshop and of great assistance to our students who often struggle with financial issues.
Thank you for providing the trainings regarding Budgeting/Credit and Identity Theft. The staff members here at the Department of Human Services that were able to attend these sessions were very appreciative of the training. The responses to me were “informative”, “when can you do more”, and “the information will be a benefit to me and to my clients”. I look forward to working with you in the future.
We want to thank you for your contribution to the Massachusetts State LifeSmarts Competition. We are extremely thankful you had the chance to partake in the eleventh Massachusetts State LifeSmarts Junior Varsity Competition. Spreading consumer education to high school youths at this time in their lives provides them with vital information they will need in today’s world. As we move forward with this program, we hope you will join us in spreading the word about this program.
Thank you for providing a workshop on “Repairing Your Credit” for WCAC’s IDA participants. The participants really enjoyed the session and learned a lot about how to read their credit reports and respond to information that is incorrect. The sample letter you included in the packet will be very helpful as they begin the process of improving their credit scores. I look forward to working with you in the future.
On behalf of the Danvers Housing Assistance Trust (DHAT), I would like to thank you for your participation in our First Time Homebuyers Program. Because of your contribution to this program, DHAT was able to provide a service to potential first time homebuyers. The Danvers Housing Assistance Trust endeavors to coordinate at least one First Time Homebuyer Seminar per year, usually sometime in the spring and fall. If you would like to recommend speakers for our Fall 2008 program, please forward my contact information or inform me of how to contact the potential speaker. I will retain your contact information as I may wish to call on you again to participate in the Fall program. Again, thank you for your participation.
Matt was a guest speaker during our Transitions to Adulthood class, a weekly life skills course taught by the GED Case Managers which covers a variety of topics including financial planning, higher education, housing, time management, and health and wellness. Matt provided our students with various useful materials and gave instructions on goal setting, budgeting, credit scores, credit cards, and checking & savings accounts. Our students were given the opportunity, through activities and discussion, to explore financial issues relevant to their individual circumstances, and Matt diligently tailored his lessons to address their specific concerns and questions. Our students are grateful for the materials and information that was presented, and we look forward to working with Matt or other members of the Operation Hope teaching team in the future!
The testimonials provided herein are unsolicited comments from clients, based upon their individual needs, concerns and circumstances. These comments are provided for informational purposes only and should not be construed as a guarantee of similar results or experiences, as each individual's circumstances will vary. Client comments are included for informational purposes only.
