Consumers learn how to manage money by setting financial goals, selecting the best budgeting style and creating a budget that works. Individuals will also gain an understanding on credit scores and lean common credit card practices and proper use of credit.
Consumers will develop financial confidence, build financial knowledge, and learn how to use banking services using the award winning FDIC Money Smart Curriculum.
Money Smart Seminars are customizable using modules such as: an introduction to bank services, borrowing and checking basics, how to make credit work for you, paying yourself first, credit history and homeownership.
Consumers will learn what identity theft is, how it occurs as well as how to protect oneself against it and what to do if you become a victim.
ACCC offers a number of financial literacy workshops for youth. These workshops teach children grades K-12 the basic concepts of budgeting, checking and savings accounts, credit and investments using curricula provided by programs such as Operations Hope’s Banking on our Future, and the National Endowment for Financial Education’s High School Financial Planning.
This workshop will improve the changes for successful homeownership experience by teaching prospective buyers about the requirements and responsibilities of homeownership before the home purchase is made. Consumers will learn how to establish and improve creditworthiness, set and achieve income goals and save to cover down payments and closing cost.
This workshop includes topics such as home maintenance skills, advanced budgeting, refinancing mortgages, equity building and delinquency/ foreclosure prevention. You will lean how to calculate and manage home equity, develop a plan to reduce energy consumption to save money and understand the different types of mortgage loans and insurances.
This workshop is designed to communicate basic information on the mortgage delinquency timeline. You will learn how to recognize warning signs and activate early interventions, as well as gain a general overview of the legal, financial, and credit implications of foreclosure.
This workshop provides a general overview of the basic terms, eligibility requirements, loan features and cost, borrower obligations and financial alternatives to reverse mortgages. You will also learn what the Home Equity Conversation Mortgage (HECM) certification counseling session involves, why it’s required and what is required by the counseling agency and the borrower.
For more information on any of our workshops, contact:
1-800-769-3571 x 708
