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Credit Card Payoff

Let ACCC handle your credit card payoff.

If you have a lot of credit card debt and want to put a credit card payoff plan in place, American Consumer Credit Counseling (ACCC) can help. We're a non-profit organization dedicated to helping consumers like you get out of debt through credit card payoff plans and debt management programs. We offer free credit counseling and affordable programs that have helped tens of thousands of people get out of debt over the 22 years we've been in business. Our expert counselors can help you create a budget and make a plan for credit card payoff to get you out of debt more quickly – within five years, in most cases. Call today to schedule your free, no-obligation consultation and take the first step toward living a debt-free future.

How a credit card payoff plan works.

When you come to ACCC for credit card payoff solutions, here's what will happen:

  • You'll speak with a certified credit counselor who will evaluate your financial picture to get a complete understanding of your debts, expenses and sources of income.
  • You'll work with our counselors to create a budget that you can live with while allowing you to start your credit card payoff.
  • Depending on your financial situation, our credit card relief program counselors may recommend a debt management program that will consolidate credit card payments and payments on other unsecured debts, helping you to save money and simplify your finances. Under the plan, you'll make one easy payment each month to ACCC and we'll in turn make payments to all of your creditors on your behalf.
  • Our counselors will work with your creditors for a possible credit reduction in interest rates on your credit card balances, elimination of late fees and other charges, and reduction in the time it will take to achieve credit card payoff.

Why choose ACCC for your credit card payoff plan?

Founded in 1991, ACCC is a leader in the credit counseling industry. As a nonprofit organization, our rates are among the lowest in the industry and we are frequently able to waive fees for cases of hardship. Our credit counselors are highly experienced in debt management and credit card debt solutions – they will handle all the details for you, helping to simplify your life and reduce the stress caused by owing too much money. You'll be able to reach payoff more quickly – most of the clients in our credit card relief programs become debt-free within five years. Finally, we offer a wide range of information and educational materials to help you learn more about managing finances and staying out of debt.

American Consumer Credit Counseling (ACCC) offers consumer credit solutions ranging from debt counseling and debt consolidation relief, to pre-bankruptcy counseling and post-bankruptcy debtor education. If you are seeking debt consolidation options, ACCC offers a simple and effective consolidation program that's more prudent and beneficial than a debt settlement solution or taking out loans for debt consolidation. For personalized credit counseling advice and to learn about the best way to consolidate debt, contact an ACCC credit advisor today.

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