Credit Card Relief Program
Get out of debt with a credit card relief program.
When you have more credit card debt than you can handle, a credit card relief program from American Consumer Credit Counseling (ACCC) may be the answer. A credit card relief program is designed for consumers who are having trouble paying off their credit cards. It's a common problem for many individuals and families, especially after the recent financial crisis where many people were forced to use credit cards to cover living expenses and emergencies. Our credit card relief program provides you with a credit counselor who is highly experienced in credit card debt solutions and helping families out of debt. With more than 20 years of experience, we are a recognized leader in the credit counseling industry, and as a non-profit organization, our rates are among the most affordable in the industry. To learn more about our credit card relief program, call today to set up a free, no-obligation consultation.
What is a credit card relief program?
In ACCC's credit card relief program, you'll first speak with a credit counselor to evaluate your financial picture. You'll work with the counselor to set a workable budget that will allow you to pay off your cards more quickly – most of our clients are able to eliminate credit card debt within five years.
Our counselors may recommend a debt management program where you consolidate payments in order to simplify your finances. This involves combining all the payments you make on credit cards and other unsecured debts, and enabling you instead to make one easy payment each month. You'll pay ACCC directly and we'll disburse funds to your creditors on your behalf. Our credit counselors will also work with your creditors to possibly reduce the interest rates on your cards, get relief on late charges and other fees and lower your monthly payment. With these credit reduction strategies you'll be able to save money while also reducing the amount of time it will take to pay your cards off.
Start your credit card relief program with ACCC today.
ACCC is an excellent choice for your credit card relief program. Working with our certified and highly experienced credit counselors, you can expect:
- Greater savings – as a nonprofit, we are dedicated to keeping fees for credit card reduction services as low as possible.
- More convenience – our counselors will handle virtually all the details for you, helping to ensure that you could say on track with your payments and reducing the stress of having too much debt.
- Faster pay off – we are able to help most clients in our credit card relief programs pay off their cards within five years.
- Confidentiality – all of your information is held in the strictest of confidence.