Skip to Content

Debt consolidation questions

Debt consolidation questions? Find answers here.

If you owe a lot of money to a lot of creditors, you probably have a few debt consolidation questions to ask. Like, does debt consolidation work? Will it save me money? What are the advantages of debt consolidation vs. debt settlement? How long will it take me to pay off my credit cards with a debt consolidation plan? And how to I choose the right debt consolidation company?

These are excellent questions, and it's important to get answers to these and other questions before you jump into a debt consolidation program. Many debt consolidation firms are for-profit agencies and their services come at a significant price. Depending on the debt consolidation arrangement you choose, it's possible to actually end up owing more money than when you started.

For answers to all your debt consolidation questions, contact the professional credit counselors at American Consumer Credit Counseling (ACCC). We provide free credit counseling sessions where you can get answers to debt consolidation questions, as well as questions about other ways of managing debt.

Get answers to debt consolidation questions at ACCC.

What is credit counseling, exactly? That's a good question, too. Credit counseling is a service offered by financial professionals who provide advice and expertise on dealing with debt, managing finances, and improving your credit rating. As a non-profit credit counseling agency, our mission at ACCC is to educate consumers about how to become debt free and stay that way. We offer free counseling sessions, low-cost services, and lots of free educational materials that can help you learn how to manage money more effectively, how to pay off credit cards fast, and how to achieve unsecured debt relief.

Why choose ACCC for your debt consolidation questions?

There are plenty of people and companies out there offering financial advice and willing to answer your debt consolidation questions. Here's why you can trust ACCC:

  • We've been in the credit counseling business since 1991, and we have deep expertise and an excellent track record. Thousands of individuals and families across the country have made the journey out of debt with help from our highly trained counselors.
  • As a non-profit, we can provide lots of free and inexpensive services to help save you money.
  • We provide a comprehensive financial evaluation. Our counselors will analyze your finances to give you a clear picture of where you stand.
  • We explain all your options. We'll discuss topics like debt consolidation advantages and disadvantages, the benefits of a debt management program, the risks of a debt settlement programs, and how bankruptcy works.

Start your journey out of debt today – contact us for a free, no-obligation consultation.

American Consumer Credit Counseling (ACCC) is a non-profit debt relief agency offering consolidated credit counseling and consumer debt solutions. If you have debt to consolidate, we can help you consolidate credit without taking a loan or paying high fees like some debt management companies charge. A fair, effective debt reduction service, our debt management program simplifies your payment responsibilities and often results in reduced interest rates from your creditors. As a leading national debt consolidation firm, ACCC has also been approved by the Department of Justice to provide credit counseling for bankruptcy both the pre-bankruptcy credit counseling certificate and the post-bankruptcy debtor education. Homepage Footer: American Consumer Credit Counseling (ACCC) is a non-profit credit counseling agency and debt consolidation company that provides help to anyone who is asking, "How do I get out of debt?" Our services include credit counseling, financial education, debt consolidation and debt reduction services for consumers nationwide. Our certified credit counselors have helped thousands of individuals and families find debt relief through debt management plans that consolidate debts and debt payments to pay off credit cards and eliminate debt. We also provide bankruptcy counseling and bankruptcy debtor education services, including pre bankruptcy credit counseling for a bankruptcy certificate.

SiteLock Better Business Bureau Mass Housing Approved National Industry Standards for Homeownership Education and Counseling NFCC Member