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Debt specialists

Choose the right debt specialists to help you get out of debt fast.

Looking for debt specialists to help you reduce or eliminate your debts? You'll find lots of options out there – everything from debt consolidation agencies promising to settle credit card debt to debt specialists offering to show you how to become debt free.

The key to choosing the right debt specialists is to find people whose primary goal is to help you, rather than to profit off you. Many debt specialists will recommend debt consolidation or debt settlement services that are profitable for them, but questionable for your financial situation and your credit rating.

American Consumer Credit Counseling (ACCC) is a nonprofit organization with debt specialists who are dedicated to helping consumers just like you find their way out of debt. With free credit counseling and low-cost debt management services, we put your interests and financial well-being first, and can provide you with many options for reducing credit card debt, creating a workable budget, and making a plan to live life free of debt.

What our debt specialists offer you.

When you choose the debt specialists at ACCC, we'll first work with you to get a complete picture of your financial situation – your income and expenses, your debts and savings, and how you'd realistically like see your financial future. Then our specialists will show you all the options that may meet your needs, from debt management plans and debt consolidation qualifications to bankruptcy options and help from social services. We'll help you select the right plan for your situation, and get you started on the road to paying off your debts and learning to avoid debt in the future.

Each of our debt specialists has a credit counseling certification from the Association of Independent Consumer Credit Counseling Agencies (AICCCA), the largest National Association representing non-profit credit counseling companies.

Why choose the debt specialists at ACCC?

When you choose to work with the debt specialists at ACCC, here's what you get:

  • Experience. Over the past 25 years, we've helped thousands of consumers find their way out of debt.
  • Savings. As a nonprofit debt relief company, we provide a variety of free services and educational materials, and our fees for services such as our debt management program are among the lowest in the industry. We pledge to help regardless of your ability to pay, and we routinely waive fees for financial hardship and for active members of the United States military.
  • Convenience. As you are working to pay off your debt, our debt specialists will handle many tasks for you, from evaluating your finances to writing checks to your creditors.

For individuals and families trying to figure out how to pay off debts, American Consumer Credit Counseling (ACCC) provides non-profit credit counseling, credit card reduction and consumer debt management services for consumers nationwide. Our certified credit counselors provide financial education for anyone wanting to learn how to get out of debt and how to eliminate credit card debt. As alternative to expensive debt restructuring services and credit card debt consolidation loans, our debt management plans are a kind of credit card relief program that have helped thousands of people pay down credit card debt by consolidating payments and reducing interest rates and finances charges. We also offer bankruptcy counseling, housing counseling and other financial education services for help getting out of debt.

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