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Help with student loans

American Student Assistance

  • American Student Assistance is a nonprofit you can rely on for neutral, honest student loan solutions.
  • Questions about a loan you are repaying? Call 866.493.5563
  • Have you fallen behind on your loan payments? Call 800-343-8883
  • Have you received a notice of default? Call 800-343-2120

Federal Student Loans

  • Click "Find & Pay for College" and then "Repay Student Loans" for information about repayment options
  • Federal Family Education Loans (FFEL) borrowers should contact the lender
  • Perkins Loan borrowers should contact their lender or the school that issued the loan
  • Direct Loan borrowers can call the Direct Loan Servicing Center at 1-800-848-0979

ACCC provides links to other services but does not endorse non-ACCC websites or validate their content.

American Consumer Credit Counseling provides free credit counseling and low-cost solutions for managing debt and learning how to become debt free. The certified credit counselors in our debt relief center have helped thousands of individuals and families create plans for lowering credit card debt or eliminating personal credit card debt altogether. In our initial credit counseling sessions, our counselors thoroughly review a client’s financial situation before discussing all available options. Counselors can provide debt settlement advice or explain how a debt settlement program works, compare debt forgiveness and debt management plans, offer suggestions for dealing with debt recovery companies, and answer questions about debt consolidation qualifications. ACCC also provides debt management services with a fee structure that is among the lowest in the industry.

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