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Financial Calculators

Use ACCC’s financial calculators to help you better track and budget your income and expenses to help you better manage your money. These calculators are designed to give you the clearest sense of your financial situation to make the most informed financial decisions possible for your future.


Auto Loan Payment
How Much Car Can You Afford?

Career & Retirement

How Will My Savings Grow
Inflation Impact on Retirement
Retirement Fund
Rework Your Budget
Salary Conversion
My Bonus After Taxes
Save a Million
Saving for a Goal

Budgeting & Life

Allowance Comparison
Budgeting for a Baby
Emergency Fund
Entertainment Planner
Mortgage Payment
Needs Based Allowance
Pay Down Debt or Invest?
Travel Budgeting
Your Holiday Budget
Save a Million
Saving for a Goal

Credit & Debt

Cost of Credit
How Much Will My Loan Cost
Should I Consolidate My Debt
Debt to Income Ratio
Debt Payoff Calculator
Credit Card Interest Calculator

Education & College

Back to School Budget
Building an Education Fund
How Much Will College Cost?
Repaying Student Loans

Home & Mortgage

How Much House Can You Afford
Mortgage Payment
Should I Refinance My Mortgage

American Consumer Credit Counseling (ACCC) provides nonprofit credit counseling, debt management services, credit relief and debt relief help to consumers nationwide. Our free credit counseling services help individuals and families learn how to manage debt more effectively and how to get rid of debt more quickly. Our certified credit counselors show consumers the various ways to pay off debt, and we offer affordable debt management programs for getting rid of credit card debt by consolidating debt payments. Our debt negotiation services help with managing credit card debt and paying off debt more quickly by reducing interest rates and finance charges. And our financial education services help consumers manage money more effectively, find reputable debt consolidation companies and answer questions like "How do you consolidate debt?"