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Calculator: Debt to income ratio

Use our free debt to income ratio calculator to get a clearer picture of your debt to income ratio. This is an important factor in your credit score and borrowing ability.

This debt to income ratio worksheet has been created to help you calculate how much debt you can afford. Use this to determine the ratio between your current income and current debt. This worksheet can be used online or it can be printed for manual use.

Microsoft Excel Debt to Income Ratio Worksheet
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Printable Adobe Acrobat Debt to Income Ratio Worksheet
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American Consumer Credit Counseling (ACCC) provides credit counseling, financial education and debt relief options for individuals and families with too much credit card debt or unsecured personal debt. Our certified credit counselors have helped thousands of consumers find credit card debt relief by learning how to reduce debt and how to get out of credit card debt. Our debt assistance services and debt management plans allow consumers to consolidate credit card bills into a single payment, and provide help with negotiating credit card debt in order to lower interest rates and finance charges, to ultimately eliminate debt through a credit card payoff plan.