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entertainment planner Calculator

 

Entertainment is always a difficult category to budget for. Things always come up at the last minute; someone invites you to a last-minute birthday celebration or one night you decide that you don’t feel like cooking. It can be difficult to remember to factor these last-minute, seemingly low-cost expenses into your budget, especially when you are looking at your finances in the big picture. One way to track how much you are spending on entertainment is to carry ACCC’s Budget in your Pocket sheet with you every day and track exactly how much you spend and on what. This will give you a clearer sense of your overall spending habits.

If you feel like the holidays overwhelm your entertainment budget, check out the holiday section on the Talking Cents blog here for money saving tips for most holidays. For help with budgeting for the winter holidays, visit ACCC’s Holiday Budgeting center for tips on budgeting, saving, gift gifting, and entertaining. If it is a hobby that is taking up the majority of your entertainment budget, check out this blog post about how to keep your hobby without busting your budget.

American Consumer Credit Counseling (ACCC) provides nonprofit credit counseling, financial education, debt relief consolidation and debt reduction services for consumers nationwide. We offer free credit counseling to help individuals and families learn how to pay down credit card debt and how to eliminate debt altogether. As an alternative to expensive unsecured debt consolidation programs for settling credit card debt, our debt management programs help consumers pay off debts and manage credit card debt more quickly by consolidating payments. We also offer debt negotiation services to help reduce finance charges and interest rates. And our financial education services show consumer how to manage money more effectively and how to get rid of credit card debt more quickly – usually in five years or less.

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