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How to Prepare for Retirement

So you‘ve hit your golden years. But with this time also comes many important financial decisions to make. Income will be more limited than when you were working and many of your costs may increase, such as medical expenses and the cost of care. It’s important that you are knowledgeable about your financial situation so you are prepared to lead a financially healthy life. Here is a checklist to assist in your preparations:

If you are having trouble saving due to excessive debt, contact ACCC for help

American Consumer Credit Counseling (ACCC) provides nonprofit credit counseling, financial education, debt relief consolidation and debt reduction services for consumers nationwide. We offer free credit counseling to help individuals and families learn how to pay down credit card debt and how to eliminate debt altogether. As an alternative to expensive unsecured debt consolidation programs for settling credit card debt, our debt management programs help consumers pay off debts and manage credit card debt more quickly by consolidating payments. We also offer debt negotiation services to help reduce finance charges and interest rates. And our financial education services show consumer how to manage money more effectively and how to get rid of credit card debt more quickly – usually in five years or less.

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