If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.

×

ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Bankruptcy

Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started

Wait!

You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.

Yes

Resources & Tools

Post-Deployment Budgeting

Your financial situation and obligations are bound to change now that you are returning home. As part of your transition to civilian life, revisit your finances to minimize any stress regarding your financial well-being. If you financially prepared for deployment and stuck to your budget during your time away, you will be relieved to come home to a financially healthy life.

Take Control of Your Finances

While you were away, you most likely appointed a spouse, parent, or trusted friend as your financial overseer and hopefully they responsibly managed your finances as anticipated. Now that you’re home, it is important that you regain control of your financial situation. Do this immediately for the smoothest possible transition.

Review Your Power of Attorney and Will

If you chose a financial overseer during deployment, you most likely gave this person power of attorney. Remember that power of attorney will remain in effect until you revoke it, or it expires. Think about whether you would like this person to retain power of attorney status. Also, revisit your will to be sure it is current and still meets your needs.

Review Your Financial Protections (Under SCRA)

Know when these protections expire to get a clearer sense of you current financial situation and what your financial obligations are moving forward. Contact your nearest Armed Forces Legal Assistance Program for clarification.

Review Your Leave and Earnings Statement

Undoubtedly your income will change post deployment. Be sure what you earned during your deployment is accurate. This will be especially important in reassessing your budget.

Reassess Your Budget and Stick to It

Reassess your budget to account for changes in expenses and income, and areas you might be able to cut back on now that you are home. Once you have reassessed your budget, you will have a clearer sense of your current financial situation.

Reach Out for Help if You Need It

If you find you need assistance on how to manage your budget or addressing your debts, please contact ACCC at 800-769-3571 or begin a counseling session online. Also, check out our Resources page.

creditU

Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: debt-resources-tools/military-veterans/budgeting-for-deployment/post-deployment-budgeting-2
Matched Rewrite Rule: debt-resources-tools/([^/]+)/([^/]+)/([^/]+)/?$
Matched Rewrite Query: debt_resources_category=military-veterans/budgeting-for-deployment&debt-resources=post-deployment-budgeting-2
Loaded Template: single-debt-resources.php