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Student Loan Education Center |Student Debt

In 2012 total student loan debt in the United States surpassed $1 trillion for the first time and now exceeds both credit card and automobile debt in the country. Though a college degree is an important piece in unlocking the full potential of every individual, and can exponentially increase the volume and range of opportunities, it is also crippling an entire generation of young Americans.

As experts in money management and budgeting, American Consumer Credit Counseling believes that many of the same principles applied to recovering from significant credit card debt or medical debt can be applied to repaying student loans, which is why we have created ACCC’s Student Debt Financial Education Center.

Our goal for the Student Debt Financial Education Center is to provide prospective students, current students and their families with the information and resources necessary to make the best possible financial decisions about their college education and to help successfully maneuver the repayment process without relying on credit cards or additional loans. The truth is that in today’s world student debt is not just a financial problem of the 20 something year old anymore. Last year alone, more than 2,100 of ACCC’s clients with student loan debt were over the age of 40. Of those, 773 were over 50 years of age and 230 were over 60.

At the end of the day, it’s our own responsibility to gain as much knowledge as possible to make informed decisions, but it’s our hope that we can help make that process a little less overwhelming.


American Consumer Credit Counseling (ACCC) offers nonprofit credit counseling and debt relief programs for consumers nationwide who find themselves drowning in debt and wondering "How do I get out of debt?" Our certified credit counselors have helped thousands of individuals and families learn how to reduce credit card debt and get out of debt through a variety of credit reduction strategies. Our credit card debt consolidation and debt management plans help achieve credit card relief by consolidating credit cards payments to pay credit card debt down more quickly. We also offer bankruptcy counseling, housing counseling and other financial education services.