Skip to Content


With picturesque coastlines, a rural pace of life, and New England sensibilities, the Pine Tree State boasts a busy summer tourist season and a strong seafood industry. Exporting blueberries, potatoes, maple syrup, and other state specialties, Maine is also the home to a solid livestock industry. Unfortunately, its residents face an average of $4,797 worth of credit card debt and are often in need of debt assistance.

Through ACCC, Maine residents can receive free accredited credit counseling, as well as credit consulting services and debt management advice. We also offer a debt management plan to qualified individuals. Callers are under no obligation and the financial counseling is free. We will discuss your financial challenges with you, and help you make decisions that will get you back on the right track.

Please call our toll free number, or apply online through our online application.

Testimonials from Maine clients

"I was scared to call because I've heard negative things about credit counseling. After researching ACCC and talking with my counselor, I feel more relaxed about the process. I think with ACCC, I will be able to achieve my financial goals sooner than if I did it on my own.”
-Peggy N.

"I was so overwhelmed with our debt. I didn't know how to approach it. ACCC has helped our financial situation so much by reducing interest charges on some of our credit card accounts and by having an end in sight for the debt."
-Jennifer B.

"Looking forward to paying off our personal debt in three years! Feeling relief and less anxiety knowing a plan of action is in place.”
-Kristi B.


1) Maine residents have an average of $4,797 worth of credit card debt
2) Get a free credit counseling session
3) Pay off your debt in most cases within five years

DMP-Button _Large

American Consumer Credit Counseling (ACCC) is one of the top nonprofit debt consolidation companies in the U.S., with more than 22 years' experience helping individuals and families consolidate credit card debt and improve their credit management skills. If you're wondering "How does debt consolidation work?" and "How can I consolidate my bills?", we can provide you with debt consolidation information to show you exactly how we can help you consolidate debt without having to borrow money or pay steep fees. If you're considering bankruptcy, we are also one of the approved credit counseling agencies for issuing a pre-bankruptcy certificate as well as providing the post-bankruptcy credit counseling course.

SiteLock Better Business Bureau Mass Housing Approved National Industry Standards for Homeownership Education and Counseling NFCC Member