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Debt Consolidation

Debt consolidation is the process of combining all your unsecured debt into one monthly payment. Unsecured debt can include credit cards, medical bills, and personal loans.  Debt consolidation is a viable option for consumers who are struggling to keep up with multiple payments with multiple due dates. Through a debt consolidation plan, you make one monthly payment and on the day that works best for you and don’t have to worry about multiple payments and due dates. 

Debt consolidation can help you become more financially organized, pay down your debt more quickly while benefiting from a possible reduction in interest rates as well as many other advantages. By enrolling into a debt management plan you will receive other benefits that may include waived fees, ending collection calls, a reduction of finance charges and over-limit fees, and paying off your debt faster. 

Our certified and professional counselors are available weekdays, weeknights and weekends to assist you in exploring debt consolidation options. Call to speak with a counselor in order to evaluate your options and determine if debt consolidation is right for you.  ACCC will help you with a free budget counseling session.  Or if you would like to begin now click here.

 

American Consumer Credit Counseling is a non-profit credit counseling and debt management center for individuals and families who want to settle credit card debt and learn to live life debt free. In our free counseling sessions, our certified credit counselors help consumers make a debt reduction plan for eliminating credit card debt over a period of time – usually five years or less. After reviewing a client’s financial situation, counselors work with consumers to find the best path to credit card debt elimination. This may involve providing education about credit card debt and bankruptcy, comparing debt consolidation vs chapter 13 bankruptcy or debt settlement services, and answering basic debt reduction and debt consolidation questions, such as “what is credit counseling?” and “how can I protect my credit score?”

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