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Student Loan Forgiveness

Do you qualify for student loan forgiveness?

When you have a lot of student loans, student loan forgiveness programs can be a very attractive option for getting out of debt.

Student loan forgiveness is available to borrowers who choose to enter certain fields as they start their career. Forgiveness programs are designed to encourage bright young minds in America to give back by entering fields such as teaching, public service, healthcare and the military. There are both federal and state student loan forgiveness programs, each with different criteria for qualification.

If you think you may qualify for student loan forgiveness or want to learn more about possibilities for student debt relief, contact the professional credit counselors at American Consumer Credit Counseling (ACCC). As a nonprofit organization dedicated to helping people find their way out of debt, we offer free credit counseling and can help you better understand your options for student loan forgiveness.

Learn about student loan forgiveness at ACCC.

At ACCC, our mission is to help people regain control of their finances and learn to live a life free of debt. In addition to free credit counseling, we offer a low-cost debt management program and free educational materials, including information on student loan forgiveness.

During your counseling session at ACCC, we’ll help take an in-depth review of your financial situation and your student loan repayments. Our counselors will show you all the options for paying down your loans, including student loan forgiveness, and help you choose the path that makes the most sense for you financially. We can also work with you to create a budget you can live with while you pay down your debt, and provide support at every step of your journey out of debt.

Alternatives to student loan forgiveness.

In addition to helping you understand your eligibility for student loan forgiveness, our counselors can walk you through all the possibilities for paying off student loans, including the pros and cons of each. These include:

  • Repayment plans that can lower your monthly payment.
  • Deferment and forbearance plans that enable you to stop making payments on your loans for a period of time.
  • Student loans consolidation, where you consolidate student loan debts by taking out a new loan with a lower interest rate to help lower monthly payments and/or pay off your debts more quickly. Our counselors can help you evaluate offers from various student loan consolidation companies.

Learn more about student loan forgiveness at ACCC, and about what to do about defaulted student loans.

American Consumer Credit Counseling (ACCC) is a nonprofit organization that offers free credit counseling as well as financial advice on managing debt, loan consolidation, how to consolidate credit cards and how to consolidate private student loans. Our student loan services include information and educational materials about student debt consolidation, student loan forgiveness and other ways manage student debt and lower a student loan payment. Our highly trained counselors work with our clients to explore all the options for student loan repayment and help select the most effective strategy for student loan relief based on each client’s financial situation and goals.

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