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50% of college students have four or more credit cards. That’s more than any responsible person needs. Many students use cards to either live beyond their means or pay for tuition and other education expenses. But when bills aren’t paid in full every month, the cost of education becomes even higher than it already is.
The [...]
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The following is a guest post by Christine Kane.
If you are anything like me, you could go through a book a day. Classics, thrillers, fiction or non-fiction; it doesn’t really matter as long as you’ve got words in front of you. But how do you keep up with your book fetish without breaking the bank? [...]
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Every month, American Consumer Credit Counseling will post a poll question on its homepage. For the month of February, ACCC asked about your tax refund…
What will you do with your tax refund in 2012?
Here’s what we found out…
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The following is a guest post from Shannon Weidemann.
Years ago I tried tracking my daily spending using a small notebook and a pen that I carried around in my purse. For the first two days I diligently wrote down every dollar and cent that I spent. I added receipts to the back of the notebook [...]
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As of today, it’s been 2 years since the CARD Act (Credit Card Accountability, Responsibility and Disclosure) was enacted. Seems like only yesterday she was crawling on the floor eating stale cheerios. Memories… Anyway, the CARD Act employed several new restrictions and rules regarding how credit card companies operate and how they communicate with you. [...]
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I’m a pretty odd shopper… I think. I wouldn’t go so far as to say that I’m a cheap bastard, but I do like to find deals on the things I need. I also don’t mind spending the time to find that deal, or even waiting for a better time to purchase something in particular. [...]
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It’s so easy to get caught up in all the romance and love in the air surrounding Valentine’s Day. Everyone should want to make their significant other happy. Nothing wrong with that. Cupid. Candy. Flowers. All good stuff. While I question the validity of this oh-so corporate and consumption-driven holiday, I can get on board [...]
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The following is a guest post from Ally, a personal finance blogger from Sidney, Australia.
It’s one thing to come up with a budget, but a whole other story to actually stick with it. How many times have you made New Year resolutions that are never fulfilled? And despite what personal finance “gurus” tell you, sticking [...]
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The following is a guest post from Jacelyn Thomas.
If you’ve decided to live with roommates, chances are you did so, at least in part, in order to save money. Splitting rent, utilities, and groceries can help you in various ways financially. It can enable you to save money, and it can also help raise your [...]
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American Consumer Credit Counseling is posting poll questions every month over at ConsumerCredit.com! This month’s poll asks…
What will you do with your tax refund this year?
By participating in this 10-second poll, you are helping our non-profit organization gather important information that we can use to help educate consumers across the country. At the [...]
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