
Okay, the sun is shining a lot more often, summer is here, and you need to protect those baby blues. Or browns, or hazels, or.. but anyway.
What brought this post to mind was actually a conversation I overheard in a coffee shop a few weeks ago. A woman was talking to her friend about her [...]

This may seem a little off the wall, but then again, it wouldn’t be the first time I wrote something odd.
You see the title and you are reading this, so we already know that you know how to read. What you read can save you money, or cost you time and money.
You see, there are [...]

About 10 years ago, self help guru Tony Robbins coined a term called CANI – Constant And Never-ending Improvement. What does this have to do with you, shopping and your budget? Everything!
When it comes to saving money, trimming here and cutting there, you are never done. There will almost always be another way to save [...]

Here it is again, the dreaded and sometimes feared Tax Day… Lets put this into perspective. If you are paying taxes, it means you made money.That’s a good thing. If you are getting a return that’s an even better thing! Now nobody LIKES paying taxes, but they are inescapable. You know….
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After a long hard winter, at least up here in the Northeast, the sun is coming out more often and several feet of snow has turned into a few inches of grey yuckiness. It’s time to think spring – and when I think of spring – I think green! Growing things, and saving money while [...]

In my last post, I attacked the convenience store for selling me less coffee for the same price, and paying for the privilege by buying their travel mug. Today, It’s about chewing gum.. and something I did not know, but you should! No, no, It’s not about the gum itself, its about retail franchise policies.
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How much would you pay for a cup of coffee? The cost of habits and indulgences has been discussed before, and the “Latte Factor” is practically legendary in personal finance circles, but even when being cost conscious, there are traps to avoid. Bottomless pits filled with quicksand… I mean coffee….
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by John T on February 28, 2011

In my previous post about Unit Prices, I may have picked on warehouse stores a little bit. On the other end of the retail discount rainbow is the “everything is a $1″ dollar store. Your neighborhood may have a 99 cent store, or a Dollar Tree, Family Dollar – whatever. Good stuff for cheap – [...]
by John T on February 23, 2011

For veterans of frugal shopping, unit pricing should be second nature – an unconscious automatic calculation leading to the best prices available. (Wow, say that ten times fast… or just continue reading.) For the rest of us, it requires just a little bit of thinking and perhaps a calculator. And there is a little secret [...]

Breakfast is the most important meal of the day. Ever hear that before? It can also be the cheapest and healthiest, or the least healthy and pretty expensive.
I only have one word for the cheapest, healthiest breakfast ever.
Oatmeal. Yep. Oatmeal. I love the stuff. (I got the idea from my idol Ben Franklin – he [...]