From the category archives:

debt

Here’s our very own Steve Trumble, President of American Consumer Credit Counseling, featured on NECN. In this segment, Steve talks about the importance of SMART goals when digging out of credit card debt. This is especially important around the holiday season

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TalkingCents blogger (and Community Outreach Educator for ACCC), Julie Soforenko was interviewed on NECN on September 14th 2011, and answered some common questions about credit counseling. Watch it here…

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Rules of Debt Collection

by Albie D on July 19, 2011

It’s important not to let debt collection harassment force you into making decisions that will hurt you later.  Although this can be difficult when you’re feeling pressured, it is important to make your own choices about which debts to pay based on what is best for you and your family.

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We all know how a credit score is calculated… sort of (see our previous post to find out: How is a Credit Score Calculated?)  But there’s still the matter of the actual credit report.  What’s that all about?  You do have a right to know.  That’s what the Fair Credit Reporting Act guarantees.  Let’s talk [...]

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Ways to Create a Budget

by Dan P on May 16, 2011

Living within your means is the key to staying debt free. The way to do this is to set a budget for yourself.  Budgets are such a useful tool in so many ways. They  can help keep you organized, keep track of your expenses, and can help you identify where you are possibly overspending. There [...]

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It’s not too early to start working on your New Year’s resolutions for 2011. Hopefully, becoming or remaining debt free is one of those resolutions.
Lots of folks say New Year’s resolutions are a waste of time, and they break their resolutions in a week or two, so why bother? Well, a defeatist attitude like will [...]

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For people struggling with credit card debt, there are several debt repayment options offered by organizations to help you. Some people think they’re all the same, or that they’re all scams. The repayment options are all legitimate but, frankly, some of the organizations are shady. The options are only as legit as the organization that [...]

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