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The Green Mountain State is a peaceful and serene location with picturesque mountains for winter sports. But with the lowest gross state product in the nation and fairly small economy, Vermont residents often find themselves in need of debt solutions. The average Vermonter has $4,693 worth of credit card debt and may need to speak to a credit advisor.

Through ACCC, residents of Vermont can receive free credit consulting services and debt management advice. There is also a debt management plan offered to qualified individuals. There is no obligation to the financial counseling offered by ACCC.

Residents of Vermont can call our toll free number, or apply online through our online application.

Testimonials from Vermont clients

“I am excited to start this. Knowing someone is nice and there to help is a great thing. I don't feel like I am alone.”
-Christine S.

"I found the whole experience very thorough, and done with much understanding of my situation. There was no blame or shame expressed. I look forward to your continuing encouragement and patience with my calls and concerns.”
-Ann L.


1) Vermont residents have an average of $4,693 in credit card debt
2) Get a free credit counseling session
3) Pay off your debt in most cases within five years

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American Consumer Credit Counseling (ACCC) provides nonprofit credit counseling, debt management services, credit relief and debt relief help to consumers nationwide. Our free credit counseling services help individuals and families learn how to manage debt more effectively and how to get rid of debt more quickly. Our certified credit counselors show consumers the various ways to pay off debt, and we offer affordable debt management programs for getting rid of credit card debt by consolidating debt payments. Our debt negotiation services help with managing credit card debt and paying off debt more quickly by reducing interest rates and finance charges. And our financial education services help consumers manage money more effectively, find reputable debt consolidation companies and answer questions like "How do you consolidate debt?"

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