Spending Freeze 101: Easy Guidelines To Avoid Debt
A spending freeze can be a great tool against consumer debt. While it’s a fairly straightforward concept, there are some important steps, tricks, and rules that can be overlooked.
Category Archives: Challenge
Tuesday Tip: Stick With Your Finance Goals
As February comes to a close, we’re at a point where many of us start to lose momentum on our yearly attempts to change for the better. Are your New Year’s resolutions or yearly personal finance goals still on track? There’s … Read More »
Top 5 Strategies to Improve Credit Quickly
No matter what, you’re not ready to make financial moves until your credit is in good shape. Even if you’ve got money in the bank, you must improve credit before you consider applying for loans, buying a house, or refinancing … Read More »
Infographic – Needs Vs Wants
The month of November has come and gone. And American Consumer Credit Counseling‘s November consumer poll on needs vs wants also concluded. Needs and wants make up the basic living requirements of any human being. However, identifying needs from wants … Read More »
August Challenge: Build a Positive Credit History
A positive credit history can be a powerful tool. Whether you are applying for a loan, an apartment or even a job, it can impact the outcome of major financial decisions. If you have struggled with credit management in the … Read More »
Celebrate World Car-Free Day
Today is World Car-Free Day, where people of the world get together to use their legs and get everywhere they can without a car. Besides the great health benefits of walking, reducing car usage can also save you money on … Read More »
Fiscal Fasting Days 2-5: Easier than Expected
When I started this Fiscal Fast I had big plans to blog about each day, much like Mid-life Mom Musings did. But to be completely honest, my week was so thought out that it would have been a series of … Read More »
My First Fiscal Fast
I first read about Fiscal Fasts when reading Midlife Mom Musings‘ recent account of her Fiscal Fast. Now, I’m neither mid-life or in the mom stage (try quarter-life and don’t even think I could care for a fish), but I started reading … Read More »
Cash-Only Challenge: The Shopping List
Welcome to the second edition of the cash-only holiday challenge. This week I’m writing on the importance of shopping with a list. We at ACCC have written about the importance of a shopping list when grocery shopping, well the same … Read More »