Your credit score is the foundation of your financial stability. While maintaining a good credit score is generally important, some situations are more important than the others. Rebuilding your credit to face those situations takes time and discipline. First, let’s … Read More »
Debt can take over your finances, but it also inserts itself into nearly every area of your life. From the groceries you buy to the bills you are able to pay, debt will dictate those decisions and more. Paying down … Read More »
Having an excellent credit score adds huge financial value to your life. Not only does it help you get approved for big loans, such as mortgages and auto loans, but it also ensures that you’ll get a lower interest rate … Read More »
Although credit cards allow you to buy things you may not have the money for right now, they don’t come without their drawbacks. One of these credit card drawbacks is finance charges. A finance charge is the interest that accrues … Read More »
If you are looking to get out of debt, there are a number of debt relief options available to you. You may have considered credit counseling or, depending on the severity of your financial situation, even filing for bankruptcy. Other … Read More »
Sometimes everything goes according to plan, the hard work pays off and you are left with nothing to but celebrate! You might wonder what a financial win might look like or how to celebrate it the right way. Here are … Read More »
Before we know it, it will be time for students to head off to college and start the fall semester. This is an exciting, but stressful time when parents must decide on giving your college bound child a credit card.
You tried to purchase your own house or car but you got declined, and the bank said it is because of a bad credit score. What should I do to start rebuilding credit? Before we discuss the ways to rebuild … Read More »
So what is the meaning of debt consolidation? Debt consolidation takes all your unsecured debts and combines them into one loan. Learn more about this process and if it’s the right choice to better manage your debts and finances.