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ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login


Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started


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Achieve Financial Peace of Mind

If you have been impacted financially by the CORONAVIRUS OUTBREAK, we can help. Call or fill out the form and a credit counselor will call you to discuss your situation.

5 Reasons to Speak With an ACCC Certified Credit Counselor Right Now

A debt management program can help you:

  1. Get a free credit counseling session
  2. Reduce your interest rates
  3. Prevent late and over the limit fees
  4. Pay off your debt in most cases within 5 years
  5. Consolidate your unsecured debt into one easy monthly payment

In these trying economic times millions of Americans are facing serious challenges with credit card debt. Since 1991, our non-profit credit counseling services have helped tens of thousands of people just like you regain control of their finances due to overwhelming debt.

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Step 1:

Please provide your contact information in order for ACCC to respond to your inquiry.

Your information will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever.

ACCC does not loan money
By my participation, I hereby consent to receive mobile text messages sent by automatic telephone dialing system, or alternatively to receive a live telephone call from one of ACCC’s counselors, at any time of day, including the hours outside of 8:00 a.m. to 9:00 p.m. local time at the number provided in this form. I understand my consent to these terms is not a condition of purchase.

Creditor Information

Enter your unsecured debts that you would like to have reviewed and evaluated. ACCC works with creditors to arrange benefits which may include lower interest rates, stopping late and over-limit fees, and re-aging delinquent accounts to reflect your current status. Some creditors may choose not to participate in the debt management program. Payments are approximate and based solely on the information provided and are subject to creditor participation in the program.

NOTE: Secured creditors, mortgages, auto loans, student loans, or cellular phones cannot be applied.

Step 2:

Please provide the following information about your credit card debt.*

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Please enter at least one creditor (click "Add Creditor" button above)


* Please enter at least one creditor using the above form

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Creditor Name

Amount Owed

Type of Debt

Current Payment


Household Budget

Include all household expenses as accurately as possible. The information your provide will be used to compute your household budget. Try not to inflate the numbers, but do not underestimate either.

A budget is the cornerstone of responsible financial planning. It shows exactly how much money you have and where it’s being spent. A budget can help you find ways to save money and plan for the future. ACCC has compiled helpful resources, tips, and tools to help you understand and create a successful budget.

For free assistance with your budget, start now and complete this online application. This will provide counselors more information to work with during your budgeting session.

Step 3:

NOTE: The remaining fields are not required, but will help compute a household budget. Please enter your income and expenses information in the fields below.

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