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College Planning

With the average cost of college tuition on the rise and student loan debt reaching record highs, it is more important than ever to financially prepare for college. Developing a realistic and manageable budget is a lifelong skill that will be essential to prepare for college, while in school, and even after you graduate from college.

Pre-College Budgeting

Develop a budget to assess how much you can afford to spend on an education and payment options such as financial aid, scholarships, and loans.

Budgeting in College

If you stick to a budget while in school, you will be less tempted to use credit cards, which are often targeted at college students and graduate with less overall debt.

Post-College Budgeting

The day will come (sooner than you might think) when you will need to begin paying back any money borrowed during college. When the time comes, you want to be as prepared as possible so you can still live your life comfortably.

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Download our Financial Workbook for College Students

American Consumer Credit Counseling is a non-profit credit counseling and debt relief company dedicated to helping consumers with solutions for paying off credit card debt and eliminating debt for good. We offer free credit counseling and low-cost debt management services that can help pay off unsecured credit card debt quickly – usually within five years or less. After reviewing a client’s financial situation, our counselors discuss all the possibilities for finding unsecured debt relief. We can offer debt consolidation advice, explain how debt negotiation works, or discuss the pros and cons of debt settlement solutions vs. credit card consolidation offers. We can also enroll consumers in a low-cost debt management plan, one of the most effective methods for anyone who wants to know how to pay off credit cards fast. And we can provide the pre-bankruptcy credit counseling certification and post-bankruptcy debtor education required by the courts in bankruptcy cases.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member