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 COVID-19 Information from ACCC

How to Communicate with Mortgage Lenders


It is important that consumers are prepared to meet with a mortgage lender by knowing what to ask and what financial information they’ll need to provide. 

ACCC offers these 5 tips for communicating with mortgage lenders: 

1. Prepare

Get familiarized with terms and conditions prior to talking with a mortgage lender.

2. Shop around

Before making a decision, make appointments with several lenders to find the best deal.

3. Have information ready

Lenders will want to know about your finances, such as income and expenses, and other debt commitments.  

4. Inform lenders of your budget

Let the lender know what your price range is.

5. Ask questions

Make sure you have a complete understanding of the mortgage process

to ensure there are no surprises along the way.

Have fun and happy home buying!



American Consumer Credit Counseling (ACCC) is one of the top non profit debt consolidation companies in the U.S., with more than 22 years' experience helping individuals and families consolidate credit card debt and improve their credit management skills. If you're wondering "How does debt consolidation work?" and "How can I consolidate my bills?", we can provide you with debt consolidation information to show you exactly how we can help you consolidate debt without having to borrow money or pay steep fees. If you're considering bankruptcy, we are also one of the approved credit counseling agencies for issuing a pre-bankruptcy certificate as well as providing the post-bankruptcy credit counseling course.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member