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Debt Relief Programs

Get out of debt with debt relief programs from ACCC.

If you feel like you're drowning in debt and don't know how to begin to pay it off, American Consumer Credit Counseling (ACCC) offers debt relief programs that can show you the way. As a non-profit agency committed to helping consumers who have credit problems and too much debt, we offer free counseling and affordable debt relief programs designed to pay off debts within five years in most cases. Over the past 22 years, our debt relief programs have helped tens of thousands of individuals and families pay off their debts and live debt-free. Contact us today for a free consultation.

How our debt relief programs help you get out of debt sooner.

Debt relief programs at ACCC are designed to help you take control of your finances and make a plan to pay off your debts. In your first conversation with our expert credit counselors, we'll evaluate your financial situation to get a clear picture of what you owe and how best to pay it off. Then we'll work with you to create a workable budget – something you can live with, but one that will help you make significant progress toward your goal of being debt-free.

As part of our debt relief assistance programs, our counselors will frequently recommend consolidating payments on your debts. Unlike debt restructuring or consolidation where you must take out a new loan to pay your creditors, we simply enable you to make one convenient monthly payment to ACCC instead of making multiple payments to creditors. We then disburse funds to your creditors on your behalf. Most clients in our debt programs find that making one payment per month helps to simplify their finances, reduces the stress of owing money and enables them to stay current with payments more easily.

We'll also contact your creditors to try to lower your interest rates, eliminate late fees and over-limit charges, to reduce your monthly payment and to shorten the amount of time it will take to pay off your debts.

The advantages of debt relief programs from ACCC.

Our debt relief programs provide you with:

  • Peace of mind. Making a plan for debt elimination can help you reduce your stress and stop worrying about paying off your debt.
  • Greater savings. You'll save money by lowering your interest rates and eliminating fees and charges. Plus, our services are among the most affordable in the industry – as a nonprofit we are able to keep fees for our programs as low as possible.
  • More convenience. Not only will you make just one easy payment each month, but our counselors will take care of all the details for you.
  • Faster debit relief. Most ACCC clients are able to pay off their debts within five years.

To learn more about our programs and debt relief options, schedule your free, no-obligation consultation today.

American Consumer Credit Counseling is a non-profit credit counseling and debt relief company dedicated to helping consumers with solutions for paying off credit card debt and eliminating debt for good. We offer free credit counseling and low-cost debt management services that can help pay off unsecured credit card debt quickly – usually within five years or less. After reviewing a client’s financial situation, our counselors discuss all the possibilities for finding unsecured debt relief. We can offer debt consolidation advice, explain how debt negotiation works, or discuss the pros and cons of debt settlement solutions vs. credit card consolidation offers. We can also enroll consumers in a low-cost debt management plan, one of the most effective methods for anyone who wants to know how to pay off credit cards fast. And we can provide the pre-bankruptcy credit counseling certification and post-bankruptcy debtor education required by the courts in bankruptcy cases.

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