ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Bankruptcy

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Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Housing Services

Reverse Mortgage Counseling

ACCC’s HUD-approved housing counseling agency offers HECM (reverse mortgage) counseling nationally and locally. ACCC is approved by the Massachusetts Executive Office of Elderly Affairs to provide HECM counseling to Massachusetts residents.

Homebuyer Education and Certification

ACCC offers Massachusetts and national residents the Framework online Homebuyer education class. The Framework class meets requirements for most lending programs.

Foreclosure Prevention

ACCC offers in-person Delinquency/Default Resolution Counseling (more commonly called Foreclosure Counseling) to all Massachusetts residents.

Who We Service

Our agency services all segments of the population regardless of race, color, religion, national origin, sex, familial status, and disability. Our counselors are familiar with HUD’s housing and community programs and understand that everyone will require a different course of action. Our counselors will help you prepare an assessment of your financial situation to determine the root cause of the problem. Once the problem is identified counselors will work with you to establish the best possible solution.

Our goal is to facilitate personal economic empowerment and community stability through homeownership and/or home management. Our job is to provide consumers access to information, resources, tools, and facilitation that help them achieve their housing goals.

For more information or to speak with a housing counselor call 1-866-826-7180 or click here.

Reviews

  • "I was so pleased to find it easy to talk to my counselor about my debt problem. He was very helpful in helping me find a budget I could work with and thanks to him, I was able to reduce my interest rate so I could pay off my debt."
  • "ACCC provided me with this plan of how to get out of debt, and also taught me how to stay out of debt. If I have any questions, [ACCC's] staff is always there to give me the answers. ACCC's Debt Management Program helped me so much."
  • "Thank you for helping me stay out of collections and make progress toward paying off my debt. Everyone I spoke with was very helpful and made the process simple. They explained and re-explained when I needed it. I have recommended ACCC as a resource to people I know."
  • "Thank you to you and your team for helping me get out of debt. I felt like I was drowning in debt and after speaking to your representatives, I was relieved and felt like a weight was lifted. They made it simple and treated me with respect and have always been super friendly. I am grateful for your service!"

Additional Resources

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    Budgeting Tips and Tricks

    A budget is the cornerstone of responsible financial planning. It shows exactly how much money you have and where it’s being spent. Use our compiled helpful resources, tips, and tools to help you understand and create a successful budget.

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  • resources-credit

    Understanding Credit

    Credit is a convenient way to pay for things, but knowing how to manage and maintain good credit can be very challenging. Check out our find informative articles that will help you learn all about maintaining good credit.

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  • resources-calculator

    Calculators to help manage your money

    Use ACCC’s financial calculators to help you better track and budget your income and expenses to help you better manage your money.

    Explore
  • resources-retirement

    How to prepare for retirement

    In your golden years? It’s important that you are knowledgeable about your financial situation so you are prepared to lead a financially healthy life. Get our checklist to help you with your preparations.

    Explore
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