Reverse Mortgage Counseling

ACCC’s HUD-approved housing counseling agency offers HECM (reverse mortgage) counseling nationally and locally. ACCC is approved by the Massachusetts Executive Office of Elderly Affairs to provide HECM counseling to Massachusetts residents.

Homebuyer Education and Certification

ACCC offers Massachusetts and national residents the Framework online Homebuyer education class. The Framework class meets requirements for most lending programs.

Foreclosure Resources

Occasionally, unforeseen financial difficulties, unexpected life events, or an unsuitable loan can make it challenging to meet your monthly mortgage payment deadline. Failing to pay your mortgage for more than a few months could lead to a loan default, prompting the lender to initiate foreclosure proceedings and eventually auction off the property to recover the debt. If you’re struggling to keep up with your mortgage or rent payments, or if you foresee difficulties in making regular mortgage payments, it’s crucial to seek assistance promptly.

To access foreclosure or delinquency assistance services, reach out to your nearest HUD office (

Who We Service

Our agency services all segments of the population regardless of race, color, religion, national origin, sex, familial status, and disability. Our counselors are familiar with HUD’s housing and community programs and understand that everyone will require a different course of action. Our counselors will help you prepare an assessment of your financial situation to determine the root cause of the problem. Once the problem is identified counselors will work with you to establish the best possible solution.

Our goal is to facilitate personal economic empowerment and community stability through homeownership and/or home management. Our job is to provide consumers access to information, resources, tools, and facilitation that help them achieve their housing goals.

For more information or to speak with a housing counselor call 1-866-826-7180.