If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Debt Help Programs

Accelerate Your Financial Independence with Smart Debt Relief Solutions.


Credit Counseling

ACCC offers professional debt help tailored to various financial situations. Our certified credit counselors collaborate with clients to develop effective plans for managing credit card debt.

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Credit counseling

Debt Management

ACCC’s debt management program streamlines your monthly payments for unsecured debts such as credit cards and personal loans. Once enrolled our experts will consolidate and handle the payments to your creditors on your behalf.

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Debt management

Bankruptcy Counseling

Before filing for bankruptcy, legally, you must complete a pre-bankruptcy counseling session with an approved credit counseling agency like ACCC. Choose our convenient online or phone bankruptcy counseling options and fulfill most of the certification requirements online.

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Housing Counseling

ACCC's housing counselors are ready to support you with diverse housing needs. Our comprehensive services include reverse mortgage counseling, homebuyer education and certification. By conducting a thorough assessment of each client's financial situation, our counselors can determine the root cause of the problem. Once identified, we will work with our clients to come up with the best possible solution.

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Debt Settlement

Debt settlement is a method for eliminating debt by partnering with settlement services that negotiate with creditors to accept a lower payment than the total amount owed. ACCC offers free credit counseling sessions with certified professionals who help our clients evaluate their financial situation and determine the most beneficial approach to get out of debt.

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Debt settlement

Debt Consolidation

Debt consolidation helps manage unsecured debt (debt not secured by an asset). Having the right debt consolidation plan in place is an important part of reducing monthly payments to creditors and collection agencies. Unlike a debt consolidation loan, you do not borrow money with a debt consolidation plan. You will be able to combine most, if not all your unsecured debt and make one single monthly payment.

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Debt consolidation

Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

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