No matter your financial difficulty, our certified credit counselors will help you determine the best way to approach your financial situation and provide you the best options for managing your credit card debt.Explore
Our Debt Programs
Get relief and regain financial peace of mind.
If you're planning to file for bankruptcy, the law requires that you complete a pre-bankruptcy counseling session with an approved credit counseling agency like ACCC. We provide online bankruptcy counseling, and can also give bankruptcy counseling over the phone. You can complete most of the requirements of your bankruptcy certificate online.Explore
ACCC’s housing counselors are available to assist you in all aspects of your housing needs. We provide reverse mortgage counseling, homebuyer education and certification, and foreclosure counseling. Our counselors will help you prepare an assessment of your financial situation to determine the root cause of the problem. Once the problem is identified counselors will work with you to establish the best possible solution.Explore
If you’re struggling to repay student loans, delinquent on your student loans or have already defaulted on your student loans, you may be able to get temporary or permanent relief from making payments. American Consumer Credit Counseling can help you explore your options regardless of how much you owe or your loan status.Explore
Debt settlement is a strategy for eliminating debt that involves working with settlement services to get creditors to settle your debt for a lower amount than what you owe. We offer free credit counseling sessions where you can work with professionally certified counselors to take stock of your finances, consider all your options, and choose the most advantageous path out of debt.Explore
Debt consolidation can help you with your unsecured debt (debt not linked to an asset). Debt consolidation is an important step in lowering monthly payments to creditors and collection agencies. Unlike a debt consolidation loan, you do not borrow money. With a debt consolidation plan, you will be able to combine most, if not all of your unsecured debt and make one single monthly payment.Explore