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REVIEWS

"This program has changed our lives. We are so thankful for the opportunity to have help in taking control of our debt. Excellent customer service..."  Read more 

AMERICAN CONSUMER CREDIT COUNSELING IN THE NEWS...

You Cosigned a Loan, They Defaulted. What Now?

The advice for cosigning a loan for a family member or friend is always virtually the same: Don't do it, and if you do, understand the consequences if something goes wrong....

Spring Clean Your Finances (Video)

American Consumer Credit Counseling's Matt Paradise on Fox 25 Morning News sharing his expert advice on spring cleaning your finance and managing your money...

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During Money Smart Week American Consumer Credit Counseling Partners with Boston Public Library to Host Workshop for Teens

This Friday, American Consumer Credit Counseling in partnership with the Boston Public Library will host an interactive “Money Matters for Teens” ...

Talking cents blog...

ACCC’s 1st Annual 5K for Physical & Financial Health

On May 17th, 2013, ACCC will be holding it’s first ever company 5K...

How to Save For Retirement: The Basics

According to a recent ACCC Poll, 80 percent of respondents claimed that they do not know how to optimize their retirement funds...

Adventures in Buying Used and Trading Clothes

As a big fan of buying used and currently tasked with purchasing a whole new spring/summer wardrobe...

CreditCard CREDIT COUNSELING

Our certified credit counselors will help you determine the best way to approach your financial situation and provide you the best options for managing your credit card debt.

We will assist in analyzing your current financial situation, providing personalized options based on your goals, and recommending the optimal debt management plan to achieve financial stability. The credit counseling solutions we provide offer our members long term financial success, as well as short term debt management programs and debt consolidation.

Gavel BANKRUPTCY COUNSELING

If you're planning to file for bankruptcy, the law requires that you complete a pre-bankruptcy counseling session with an approved credit counseling agency. American Consumer Credit Counseling is an approved bankruptcy credit counseling agency, authorized by the US Trustee Program of the Department of Justice. In addition to obtaining a bankruptcy certificate before your bankruptcy is discharged, you must also, complete a debtor education course, also known as post-bankruptcy debtor education. ACCC can help you with both of these requirements.

We provide online bankruptcy counseling, and can also give bankruptcy counseling over the phone. You can complete most of the requirements of your bankruptcy certificate online.

 

Steps DEBT MANAGEMENT PROGRAM (DMP)

Our debt management program helps simplify your monthly unsecured debt obligations. Examples of unsecured debt include: credit cards, department store cards, collection agencies, credit lines, and unsecured personal loans. Once you have enrolled in our debt management program, we will consolidate your payments and disburse funds to your creditors on your behalf.

As part of our debt management program, our credit counseling specialists will assist you in effective debt consolidation. Debt consolidation is an important step in lowering monthly payments to creditors and collection agencies. Unlike a debt consolidation loan, you do not borrow money. Credit card debt consolidation under a debt management plan provides you with one easy payment.

House HOUSING COUNSELING

Homeownership is possibly the highest achievement for an individual or family in your lifetime. Whether you are in the process of purchasing your first home, are a recent buyer or longtime owner, the responsibilities are enormous. ACCC’s housing counselors are available to assist you in all aspects of your housing needs. We provide reverse mortgage, pre-purchase, post purchase and foreclosure counseling. Being a homeowner comes with much responsibility. We are certified by the US Department of Housing and Urban Development (HUD) and are committed to providing communities with housing counseling assistance as well as providing housing resources and education.

Over 20 Years in Business American Consumer Credit Counseling is a non-profit credit counseling agency that helps consumers take control of their financial lives through credit counseling, debt consolidation and financial education. Since 1991 we have been improving lives and providing solutions to people in need of financial help. Call to speak with a certified credit counselor and receive a complimentary budget and debt consultation. To learn how to change your financial life call 1-800-769-3571

Non-Profit Consumer Credit Counseling, Debt Management, and Debt Consolidation American Consumer Credit Counseling (ACCC) provides non-profit credit counseling, debt management plans, debt consolidation and financial education services to consumers nationwide. Our certified and professionally trained credit counseling team assists consumers by providing workable solutions for their financial problems. We offer debt relief to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.