I greatly appreciate all of the assistance your company has provided in helping me to reduce my debt. I never would have been able to pay off all of my credit cards in such a short period of time without this program. It has provided me immeasurable security and assurance that I could take control over what appeared to be an out of control situation, and be able to get my financial affairs on track.
-Heather from CA
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Non-Profit Consumer Credit Counseling, Debt Management, and Debt Consolidation

American Consumer Credit Counseling (ACCC) provides non-profit credit counseling, debt management plans, debt consolidation and financial education services to consumers nationwide. Our certified and professionally trained credit counselors team assists consumers by providing workable solutions for their financial problems. We offer debt relief to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Credit Counseling Services

Our certified credit counselors experts will help you determine the best way to approach your financial situation and provide you the best options for managing your credit card debt.

We will assist in analyzing your current financial situation, providing personalized options based on your goals, and recommending the optimal debt management plan to achieve financial stability. The credit counseling solutions we provide offer our members long term financial success, as well as short term debt management programs and debt consolidation.

Debt Management Programs

Our debt management program helps simplify your monthly unsecured debt obligations. Examples of unsecured debt include: credit cards, department store cards, collection agencies, credit lines, and unsecured personal loans. Once you have enrolled in our debt management program, we will consolidate your payments and disburse funds to your creditors on your behalf.

Debt Consolidation

As part of our debt management program, our credit counseling specialists will assist you in effective debt consolidation. Debt consolidation is an important step in lowering monthly payments to creditors and collection agencies. Unlike a debt consolidation loan, you do not borrow money.  Credit card debt consolidation under a debt management plan provides you with one easy payment.

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The Association of Independent Consumer Credit Counseling Agencies (AICCCA) is a national membership organization, established to promote quality and consistent delivery of credit counseling services.
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