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REVIEWS

"This program has changed our lives. We are so thankful for the opportunity to have help in taking control of our debt. Excellent customer service..."  Read more 

AMERICAN CONSUMER CREDIT COUNSELING IN THE NEWS...

American Consumer Credit Counseling Provides Consumers With 5 Steps to Recover From Identity Theft

National non-profit offers consumers insight into what steps they need to take if their identity has been stolen...

When it Comes to Spending Men and Women Alike Prefer 'Big Savers', According to American Consumer Credit Counseling Survey

More than half of females and 45 percent of males admit that they are more attracted to individuals who are frugal with their finances...

You Cosigned a Loan, They Defaulted. What Now?

The advice for cosigning a loan for a family member or friend is always virtually the same: Don't do it, and if you do, understand the consequences if something goes wrong....

Talking cents blog...

Financial Tips for Recent College Grads

With graduation season in full swing, many college towns will soon be deserted for the summer and students will be moving on to new lives and new jobs....

Tuesday Tip: Use Cold Water For Your Laundry

This is the first post of what will become an ongoing series. Every Tuesday we provide you with a helpful tip to help you save money, get organized, or otherwise try to improve your day....

ACCC’s 1st Annual 5K for Physical & Financial Health

On May 17th, 2013, ACCC will be holding it’s first ever company 5K...

CreditCard CREDIT COUNSELING

Our certified credit counselors will help you determine the best way to approach your financial situation and provide you the best options for managing your credit card debt.

We will assist in analyzing your current financial situation, providing personalized options based on your goals, and recommending the optimal debt management plan to achieve financial stability. The credit counseling solutions we provide offer our members long term financial success, as well as short term debt management programs and debt consolidation.

Gavel BANKRUPTCY COUNSELING

If you're planning to file for bankruptcy, the law requires that you complete a pre-bankruptcy counseling session with an approved credit counseling agency. American Consumer Credit Counseling is an approved bankruptcy credit counseling agency, authorized by the US Trustee Program of the Department of Justice. In addition to obtaining a bankruptcy certificate before your bankruptcy is discharged, you must also, complete a debtor education course, also known as post-bankruptcy debtor education. ACCC can help you with both of these requirements.

We provide online bankruptcy counseling, and can also give bankruptcy counseling over the phone. You can complete most of the requirements of your bankruptcy certificate online.

 

Steps DEBT MANAGEMENT PROGRAM (DMP)

Our debt management program helps simplify your monthly unsecured debt obligations. Examples of unsecured debt include: credit cards, department store cards, collection agencies, credit lines, and unsecured personal loans. Once you have enrolled in our debt management program, we will consolidate your payments and disburse funds to your creditors on your behalf.

As part of our debt management program, our credit counseling specialists will assist you in effective debt consolidation. Debt consolidation is an important step in lowering monthly payments to creditors and collection agencies. Unlike a debt consolidation loan, you do not borrow money. Credit card debt consolidation under a debt management plan provides you with one easy payment.

House HOUSING COUNSELING

Homeownership is possibly the highest achievement for an individual or family in your lifetime. Whether you are in the process of purchasing your first home, are a recent buyer or longtime owner, the responsibilities are enormous. ACCC’s housing counselors are available to assist you in all aspects of your housing needs. We provide reverse mortgage, pre-purchase, post purchase and foreclosure counseling. Being a homeowner comes with much responsibility. We are certified by the US Department of Housing and Urban Development (HUD) and are committed to providing communities with housing counseling assistance as well as providing housing resources and education.

Over 20 Years in Business American Consumer Credit Counseling is a non-profit credit counseling agency that helps consumers take control of their financial lives through credit counseling, debt consolidation and financial education. Since 1991 we have been improving lives and providing solutions to people in need of financial help. Call to speak with a certified credit counselor and receive a complimentary budget and debt consultation. To learn how to change your financial life call 1-800-769-3571

Non-Profit Consumer Credit Counseling, Debt Management, and Debt Consolidation American Consumer Credit Counseling (ACCC) provides non-profit credit counseling, debt management plans, debt consolidation and financial education services to consumers nationwide. Our certified and professionally trained credit counseling team assists consumers by providing workable solutions for their financial problems. We offer debt relief to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.