If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login


Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started


You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.


Resources & Tools

Medical Debt

Medical debt is soaring in the US as healthcare costs continue to rise. A single trip to the hospital may end up costing thousands of dollars, and insurance – if you have it – doesn’t cover everything. When you are faced with overwhelming medical bills, it’s important to know that there are resources available and steps you can take to manage your debt and relieve the stress of your financial difficulties.

ACCC: answers you can trust

As a nonprofit organization, we offer free credit counseling to individuals and families struggling with medical bills and other forms of debt. Through financial counseling, education, and debt management programs, we can help you to take back control of your financial situation and find the best path out of debt.

Free medical debt counseling

In your first free medical debt credit counseling session, our certified counselors will review your financial situation and take stock of your medical debt. We’ll walk you through all the options available to you and help you make a plan to start reducing your debt – as well as your level of stress.

Our medical debt services include:

  • A detailed review and analysis of your current financial situation
  • An outline of personalized options for managing your debt based on your goals, including social service referrals, educational materials, and financial management resources
  • Assistance in choosing and setting up the best plan for you, including an option for a Debt Management Plan

At the end of your medical debt counseling session, you’ll have a clear view of your path out of debt and the knowledge that there is always someone at ACCC available to help you every step along the way.

Contact us today

To discuss your needs and your situation, our credit counselors and debt management specialists are available Monday –Thursday from 9:00 am to 11:30 pm, Friday from 9:00 am to 8:00 pm, and Saturday 10:00 am – 6:00 pm our fill out an online form to be contacted.

Why choose ACCC?

  1. Accredited through the Better Business Bureau with an A+ rating
  2. Counselors that care about you and will work with you until your problems are solved
  3. Superior customer service
  4. Face to face and telephone counseling
  5. Affordable debt management program fees. We are dedicated to keeping our fees as low as possible and waive or reduce fees depending on your state’s regulations or for financial hardships
  6. Free financial education and materials
  7. Experience in the credit counseling industry since 1991
  8. Accredited by the Council on Accreditation (COA)

Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

    Dev Tool:

    Request: debt-resources-tools/medical-debt
    Matched Rewrite Rule: debt-resources-tools/([^/]+)/?$
    Matched Rewrite Query: debt_resources_category=medical-debt
    Loaded Template: taxonomy-debt_resources_category.php

    Join the App Waitlist Today and Be Among the First to Try it!

    Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.