ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login


Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started


You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.


Resources & Tools


A budget is the cornerstone of responsible financial planning. It shows exactly how much money you have and where it’s being spent. A budget can help you find ways to save money and plan for the future. ACCC has compiled helpful resources, tips, and tools to help you understand and create a successful budget.

For free assistance with your budget, start now and complete an online application. This will provide counselors more information to work with during your budgeting session.

If you would like further assistance on how to manage your budget, you may contact our financial counseling center at 800-769-3571.


Our worksheets help you outline your budget and customize a spending plan based on your income and needs. By putting your budget together on a worksheet, it’ll be easier for you to make the right financial decisions.

Tips for Budgeting

Creating a budget can help you decide your spending and saving, but it’s not always easy to get there. Our downloadable tips make sure that you have important financial information at your fingertips at all times.

Shopping With a Plan

Certain times of year require a lot of shopping, and trying to stay within a budget can be especially daunting. Use these downloadable worksheets to plan your shopping trips during the busiest retail seasons.

Financial Workbook

The Personal Financial Workbook is a tool that you can use to organize your finances and gain an understanding of how you are spending your money. By using the worksheets, you’ll be able to paint a clear picture of your financial situation and make better decisions for the future. We recommend that you photocopy worksheets before using them so that you may revise the information, and reuse the worksheets as needed.


Budgeting for Emergencies

Budgeting for Emergencies

While emergencies are a fact of life, saving for an emergency can help you avoid a financial disaster when unexpected events occur. Learn tips and tricks to make it easy to budget for emergencies.

Budgeting Information

Budgeting Information

Get helpful advice on budgeting for everything from dating and back-to-school costs to saving for the holidays and retirement.

Budgeting Resources

Budgeting Resources

Creating a budget is a whole lot easier when you have the right tools and skills. These helpful resources can help improve your money management skills and help learn to budget like a pro.

Why Use a Budget

Why Use a Budget

A budget gives you a clear picture of your financial situation. With a budget, you can prioritize the expenses and savings that will help you achieve your financial goals. A budget lets you monitor your income and spending overtime to make sure you’re sticking to your goals. And your budget can help ensure that you will always have enough money for the things that are important to you.

In this section, you’ll find more information on how budgets work and how they can help you reach your goals.

Dev Tool:

Request: debt-resources-tools/budgeting
Matched Rewrite Rule: debt-resources-tools/([^/]+)/?$
Matched Rewrite Query: debt_resources_category=budgeting
Loaded Template: taxonomy-debt_resources_category.php