If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


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Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Resources & Tools



Budgeting for Emergencies

Budgeting for Emergencies

While emergencies are a fact of life, saving for an emergency can help you avoid a financial disaster when unexpected events occur. Learn tips and tricks to make it easy to budget for emergencies.

Budgeting Information

Budgeting Information

Get helpful advice on budgeting for everything from dating and back-to-school costs to saving for the holidays and retirement.

Budgeting Resources

Budgeting Resources

Creating a budget is a whole lot easier when you have the right tools and skills. These helpful resources can help improve your money management skills and help learn to budget like a pro.

Why Use a Budget

Why Use a Budget

A budget gives you a clear picture of your financial situation. With a budget, you can prioritize the expenses and savings that will help you achieve your financial goals. A budget lets you monitor your income and spending overtime to make sure you’re sticking to your goals. And your budget can help ensure that you will always have enough money for the things that are important to you.

In this section, you’ll find more information on how budgets work and how they can help you reach your goals.


Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
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