Learn about budgeting to save money before college, to limit expenses while in school, and to pay off student loans more easily after graduation.
Resources & Tools
Getting a college degree is a dream for many individuals and their families. A college degree can provide you or a loved one with greater job opportunities and substantially higher earning potential. But because a college education can also be costly, it’s essential to begin planning for college as early as possible.
Whether you’re saving for college or working to pay off your student loans, developing a realistic and manageable budget is essential. In this section, you’ll find budgeting tools for saving for college, managing expenses during college, and paying off your student debts.
Access a wealth of college planning resources – from articles on different types of grants and scholarships to student debt calculators and guides on applying for student loans.
This introduction to college financial aid provides an outline of the application process and the information you’ll need to provide, along with tips for maximizing your potential student aid.
- "I was so pleased to find it easy to talk to my counselor about my debt problem. He was very helpful in helping me find a budget I could work with and thanks to him, I was able to reduce my interest rate so I could pay off my debt." – V.R. from FL
- "ACCC provided me with this plan of how to get out of debt, and also taught me how to stay out of debt. If I have any questions, [ACCC's] staff is always there to give me the answers. ACCC's Debt Management Program helped me so much." – Madge from FL
- "Thank you for helping me stay out of collections and make progress toward paying off my debt. Everyone I spoke with was very helpful and made the process simple. They explained and re-explained when I needed it. I have recommended ACCC as a resource to people I know." – Sarah from AR
- "Thank you to you and your team for helping me get out of debt. I felt like I was drowning in debt and after speaking to your representatives, I was relieved and felt like a weight was lifted. They made it simple and treated me with respect and have always been super friendly. I am grateful for your service!" – James from MA
Budgeting Tips and Tricks
A budget is the cornerstone of responsible financial planning. It shows exactly how much money you have and where it’s being spent. Use our compiled helpful resources, tips, and tools to help you understand and create a successful budget.Explore
Credit is a convenient way to pay for things, but knowing how to manage and maintain good credit can be very challenging. Check out our find informative articles that will help you learn all about maintaining good credit.Explore
Calculators to help manage your money
Use ACCC’s financial calculators to help you better track and budget your income and expenses to help you better manage your money.Explore
How to prepare for retirement
In your golden years? It’s important that you are knowledgeable about your financial situation so you are prepared to lead a financially healthy life. Get our checklist to help you with your preparations.Explore