If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

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Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Resources & Tools


Being unemployed is one of the most difficult challenges you’ll face in your lifetime, both emotionally and financially. And if you have a mortgage, credit card debt, student loans, or other forms of debt, your financial picture may feel bleak. The good news is that no matter how difficult your financial situation, there are always options available to you for managing your debt and your finances during unemployment.

Government resources for the unemployed

There are many unemployment resources available from state and federal government agencies:

Help managing your debt

When you have mounting debt due to unemployment or other circumstances, certified credit counselors at ACCC can help. Our highly trained experts deliver knowledgeable insight, helpful financial tools, and proven financial strategies that can put your mind at ease as you as you manage your money while unemployed. Discover the steps you can take right now to improve your situation and reduce your stress.

Free credit counseling

Your credit counseling session at ACCC is always free of charge. Our credit counselors will provide you with an analysis to help you get a clear picture of your financial situation. We’ll also share with you a variety of options for moving forward.

Our financial counseling services include:

  • Evaluating your current financial situation
  • Directing you toward helpful resources
  • Offering personalized options, including a debt management plan, based on your situation and financial goals
  • Helping you make a plan for managing your finances and debt

At the end of your credit counseling session, you’ll feel more control over your financial situation. And you’ll feel good knowing that you have options and that you’re not alone. Our credit counselors are here to provide the best solutions for you and your situation.

Why choose ACCC?

  1. Free credit counseling session
  2. Experience in the credit counseling industry since 1991
  3. Counseling in person or over the phone
  4. Free financial education materials
  5. Help regardless of your ability to pay
  6. Superior customer service
  7. Trained and trusted counselors
  8. Accredited through the Better Business Bureau with an A+ rating
  9. Member of the National Foundation for Credit Counseling (NFCC)
  10. Accredited by the Council on Accreditation (COA)

Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
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