If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

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Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Resources & Tools


Credit is the ability to buy something now but pay for it later. Using credit can be incredibly convenient – but it can also be the source of financial troubles for people who have difficulty controlling their spending.

Credit also refers to your credit score – a number from 300-850 that tells lenders how creditworthy you are. The higher your score, the more attractive you are to lenders and creditors. Your credit score is based on your use of credit in the past and how likely you are to repay loans in a timely way.

Knowing how to manage credit and how to improve your credit score are essential skills for managing money and reaching your financial goals. In this section, you’ll find resources that can help you better understand credit, improve your use of financial tools, and repair your credit score. You’ll also find information on legislation and resources that can protect you as a consumer, along with helpful downloads for managing your credit score and financial health.


Credit Education

Credit Education

When used wisely, credit can be a powerful financial tool. Learn about the best ways to use credit and avoid debt, and how to protect yourself from fraud, stolen cards, and other risks.

Credit Improvement

Credit Improvement

Learn about ways to improve your credit, what to do when you’re deeply in debt, and how to choose the best credit card.


Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
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