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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Housing Services

Reverse Mortgage Counseling

What is a Reverse Mortgage?

A Reverse Mortgage can assist in providing a tax-free cash flow to eligible homeowners 62 years of age or older. It is a unique loan used to convert a percentage of home equity into available cash. A reverse mortgage can provide seniors financial independence and the ability to age longer in their home. Reverse mortgage funds are commonly used for one or more of the following:

  • to supplement a portion of daily living costs
  • to pay off high debts in order to reduce unaffordable monthly living costs so affordable again
  • to pay for home care costs
  • to pay for home repairs and structural adaptations
  • to keep funds available for emergencies
  • for access to credit when other forms of credit are unavailable
  • for an added option to a poorly performing financial portfolio

Qualifying for a Reverse Mortgage

Besides the age and residency qualification, borrowers go through a financial assessment with their lender, and they must acquire the FHA required HECM counseling certificate. ACCC is a Massachusetts and HUD-approved provider of the counseling and certificate.

To schedule an appointment please call 1-866-826-7180.

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