If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

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Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Resources & Tools

Tax Debt

When you owe the IRS a lot of money, your financial situation can seem hopeless. You may be tempted by the advertisements of tax relief companies who promise to settle your tax debt for pennies on the dollar. But in many cases, these firms have questionable reputations or outright fraudulent practices that may leave you even deeper in debt. To address your tax debt issues, it’s important to look for information from sources you can trust.

Tax debt resources

The Taxpayer Advocate Service (TAS) is an independent organization within the IRS that helps to ensure every taxpayer is treated fairly and that you know and understand your rights. On the TAS website, you’ll find lots of resources on a wide range of subjects:

You’ll find additional resources on the IRS.gov site:

Trusted advice on managing debt from ACCC

Since 1991, we’ve been helping people just like you solve their debt problems and plan for a debt-free future. Our highly trained and certified credit counselors are experts at analyzing your financial situation and helping you explore all the options for paying down your debt and making a budget you can live with.

Free debt counseling

We offer a free credit counseling session where you can discuss with a highly trained expert to explore all your options for paying off your debt. Our counselors can answer your questions and direct you to all the resources available to you for managing your debt – and for reducing the stress that always accompanies financial difficulties.

Our credit counseling services include:

  • A detailed review of your debt and analysis of your financial situation
  • Personalized options for managing your debt
  • Access to educational materials, financial management resources, and social service referrals when appropriate
  • Debt management plans – including budget consultation – that may be the best option for eliminating your debt over time

When you finish your credit counseling session at ACCC, you’ll have a detailed plan for managing your debt and starting your journey out of debt. You’ll also have the knowledge that there is always someone on your side and who can provide assistance and advice every step of the way.

Why choose ACCC?

  1. Accredited through the Better Business Bureau with an A+ rating
  2. Credit counseling in person or by phone
  3. Experience in the credit counseling industry since 1991
  4. Free financial education and materials
  5. Counselors that care about you and will work with you until your problems are solved

Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
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