If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Resources & Tools

College Resources

There are a number of resources out there to help you figure out the best way to manage student loan debt. If student loan debt has forced you to take out credit cards, debt assistance on your credit card debt is available. Give us a call at (800) 769-3571.

You can find information about how Federal Student Aid is determined and whether or not you will meet basic eligibility.

FAFSA Online Help
Need a bit of guidance on FAFSA? Here’s where to find all of the information you may need.

Types of Grants and Scholarships
This breakdown helps you understand the different types of federal grants and scholarships available.

How to Pay Off Student Loans
Learn about how, when, and to whom you’ll make your federal student loan payments in this guide.

Avoiding Scams
Don’t get scammed by someone claiming to be from a loan servicer. Find out how to spot potential scams.

Repaying Student Loans: Calculator
This calculator will help you figure out how long it will take you to pay off the rest of your student loans at the current interest rates.

The U.S. Department of Education provides a number of tips and advice on how to best manage your student loans.

American Student Assistance
An unbiased nonprofit that provides neutral student loan information, ASA offers an honest look at student loans and provides advice to borrowers.

College Scholarship Services Profile
The CSS/Financial Aid PROFILE is an application distributed by the College Board in the United States allowing college students to apply for financial aid. It is primarily designed to give private member institutions of the College Board a closer look into the finances of a student and family. The CSS Profile asks questions about the financial status of the student and the student’s parents. The information the student gives in the CSS Profile is then sent to colleges or universities that the student specifies.

National Student Loan Data System
The U.S. Department of Education’s (ED’s) central database for student aid. NSLDS receives data from schools, guaranty agencies, the Direct Loan program, and other Department of ED programs. NSLDS Student Access provides a centralized, integrated view of Title IV loans and grants so that recipients of Title IV Aid can access and inquire about their Title IV loans and/or grant data.

Mapping Your Future
A free resource for career, college, financial aid, and money management information. Our goal is to help individuals achieve life-long success by empowering students, families, and schools with web-based information and services.

Public Service Loan Forgiveness (PSLF) 
People who work in the public service sector for 10 years qualify for forgiveness on federal educational loans.

ACCC provides links to other services but does not endorse non-ACCC websites or validate their content.


Student Loan Calculator

This calculator will help you figure out how long it will take you to pay off the rest of your student loans at the current interest rates.


Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
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