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Debt Relief

Explore debit relief options at ACCC.

If you owe too much money or want to eliminate credit card debt, you'll be interested in the debit relief options available through American Consumer Credit Counseling (ACCC). We're a non-profit agency providing debt relief programs for consumers who are struggling with credit problems and too much debt. Over the past 22 years, we've helped tens of thousands of individuals and families find debt relief and make a plan to live a debt-free future. Our experienced credit counselors can help you explore debt relief strategies and choose the path that is best for your unique financial situation. Most clients in our debt reduction programs are able to pay off their debts within five years and are now living life debt-free. Why not join them? Contact us today for a free, no-obligation consultation to see how our debit relief solutions can help you get out of debt.

How our debt relief programs benefit you.

At ACCC, we offer a variety of credit counseling and debt relief programs to help you improve your credit, eliminate debt and live a debt-free future. Many of our clients benefit from our debt management program. As opposed to debt consolidation or debt restructuring, a debt management program does not involve taking out a new loan to cover your debts. Rather, we work with you to evaluate your financial situation, create a budget you can live with and that will let you make monthly payments against your debt. Instead of making individual payments to all your creditors, you can make one payment to us and we'll distribute funds to creditors on your behalf. That means you only have to worry about making one payment each month – we take responsibility for making sure all your creditors are paid on time. We also handle debt negotiation with your creditors, possibly reducing your interest rates, minimizing finance charges, eliminating late fees and making it easier to pay off your loan more quickly.

Advantages of our debt relief program.

Our debt management program offers significant benefits over other debt relief solutions, allowing you to:

  • Save money. By reducing interest rates, finance charges and other fees, we can help you reduce the amount of your monthly payments as well as your overall debt. Plus, as a nonprofit, our fees for debt relief help are among the lowest in the industry.
  • Enjoy more convenience. We handle everything for you – from evaluating your finances to paying your creditors.
  • Pay off your debt more quickly. Most of our clients are able to get out of debt within five years.
  • Have peace of mind. Once you have made a plan to pay off your debt, you can stop worrying so much about your finances.
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