Need to Get Out of Debt?
Call Now 800-769-3571
We can help!
ACCC can offer you Debt Management Counseling to help you:
- Reduce your interest rates and monthly payments by 30-50%
- Consolidate credit card bills into one simple monthly payment
- Bring an end to harassing calls from debt collectors
- 100% free consultation with a certified debt specialist
- Become Debt-Free (3 - 5 years in most cases)
ACCC is a trusted nonprofit organization serving consumers since 1991.
ACCC is not a loan company.
Schedule Your Free Debt Consultation
Call us at 800-769-3571 or fill out the form below.
Cary B Scott August 26, 2022 via Google
In Sept 2018 I had $99,782 in credit card debt. I contacted American Consumer Credit Counseling (ACCC) and entered into a consolidation program because they don't stop paying the debt to force a settlement. Instead they negotiated a lower interest rate with each of the creditors without hurting my credit rating. I worked a TON of overtime and denied myself many luxuries, such as vacations and...See Full Review
Better Business Bureau A+ Rating
What is a Debt Management Plan (DMP)?
A debt management plan (DMP) is a type of repayment plan that's set up and managed by a non-profit credit counseling agency like ACCC. As part of our DMP, creditors may waive late and overlimit fees, lower interest rates, reduce monthly payments and bring passed due accounts current (also known as re-aging). With many DMPs, the goal is to have your debts fully repaid within three to five years, and in some cases sooner. Once you start the DMP, you'll make a single monthly payment to ACCC, we will then distribute the money to your creditors every month on time.