If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.

×

ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Bankruptcy

Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started

Wait!

You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.

Yes

Need to Get Out of Debt?

Call Now 800-769-3571

We can help!

ACCC can offer you Debt Management Counseling to help you:

  1. Reduce your interest rates and monthly payments by 30-50%
  2. Consolidate credit card bills into one simple monthly payment
  3. Bring an end to harassing calls from debt collectors
  4. 100% free consultation with a certified debt specialist
  5. Become Debt-Free (3 - 5 years in most cases)

ACCC is a trusted nonprofit organization serving consumers since 1991.
ACCC is not a loan company.

Schedule Your Free Debt Consultation

Call us at 800-769-3571 or fill out the form below.

required
required
required
invalid
Emails must match
required
ACCC does not loan money
required
invalid
required
invalid
required
required
required
By checking this box and entering your phone number above, you consent/agree to receive text messages at the number provided from American Consumer Credit Counseling, Inc. Consent is not a condition of any purchase. Message and data rates may apply. Message frequency varies. Reply STOP to cancel. For more information on our privacy policies, view our Privacy Policy.
Some fields are missing or incorrect

Cary B Scott August 26, 2022 via Google

In Sept 2018 I had $99,782 in credit card debt. I contacted American Consumer Credit Counseling (ACCC) and entered into a consolidation program because they don't stop paying the debt to force a settlement. Instead they negotiated a lower interest rate with each of the creditors without hurting my credit rating. I worked a TON of overtime and denied myself many luxuries, such as vacations and...

See Full Review
bbbnisheccoa-accreditednfcc-member

Better Business Bureau A+ Rating

What is a Debt Management Plan (DMP)?

A debt management plan (DMP) is a type of repayment plan that's set up and managed by a non-profit credit counseling agency like ACCC. As part of our DMP, creditors may waive late and overlimit fees, lower interest rates, reduce monthly payments and bring passed due accounts current (also known as re-aging). With many DMPs, the goal is to have your debts fully repaid within three to five years, and in some cases sooner. Once you start the DMP, you'll make a single monthly payment to ACCC, we will then distribute the money to your creditors every month on time.

As Featured On

us-newsforbesfox-newsusa-todayboston-herald
Dev Tool:

Request: debt-help
Matched Rewrite Rule: (.?.+?)(?:/([0-9]+))?/?$
Matched Rewrite Query: pagename=debt-help&page=
Loaded Template: page-debt-help.php