If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested for us to call you.

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ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Need to Get Out of Debt?

Call Now 800-769-3571

We can help!

ACCC can offer you Debt Management Counseling to help you:

  1. Reduce your interest rates and monthly payments by 30-50%
  2. Consolidate credit card bills into one simple monthly payment
  3. Bring an end to harassing calls from debt collectors
  4. 100% free consultation with a certified debt specialist
  5. Become Debt-Free (3 - 5 years in most cases)

ACCC is a trusted nonprofit organization serving consumers since 1991.
ACCC is not a loan company.

Schedule Your Free Debt Consultation

Call us at 800-769-3571 or fill out the form below.

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Vanessa Eastepp December 7, 2021 via Google

American Consumer Credit has help me get control of my life. Before I made that call to them, I didn’t sleep at night and was always dreading answering my phone. I knew I was way over my head in debt. I felt so alone. No where to turn. I searched on the internet and found several companies to help with my finances. After researching ACCC, I reached out to them...

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Better Business Bureau A+ Rating

What is a Debt Management Plan (DMP)?

A debt management plan (DMP) is a type of repayment plan that's set up and managed by a non-profit credit counseling agency like ACCC. As part of our DMP, creditors may waive late and overlimit fees, lower interest rates, reduce monthly payments and bring passed due accounts current (also known as re-aging). With many DMPs, the goal is to have your debts fully repaid within three to five years, and in some cases sooner. Once you start the DMP, you'll make a single monthly payment to ACCC, we will then distribute the money to your creditors every month on time.

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