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American Consumer Credit Counseling American Consumer Credit Counseling's Phone Number


A budget is the cornerstone of responsible financial planning. It shows exactly how much money you have and where it’s being spent. A budget can help you find ways to save money and plan for the future. ACCC has compiled helpful resources, tips, and tools to help you understand and create a successful budget.

For free assistance with your budget, start now and complete an online application. This will provide counselors more information to work with during your budgeting session.

Or download a budgeting worksheet, and create your own home budgeting spreadsheet to use in planning your budget. Use all of our budgeting resources to create a home budget plan.

Need more guidance? Our Financial Workbook offers a number of downloadable spreadsheets and forms to help you make the right financial decisions. 

If you would like further assistance on how to manage your budget, you may contact our financial counseling center at 800-769-357 x1910.


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Budget In Your Pocket
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Budgeting Worksheet (Excel)
Budget Worksheet
Budgeting Worksheet (Printable)
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20 Steps to Financial Health

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Financial Workbook
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How to Disaster-Proof Your FInances
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Holiday Budgeting
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Holiday Budgeting
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Holiday Shopping Checklist
American Consumer Credit Counseling (ACCC) provides nonprofit credit counseling, debt reduction programs and debt relief services to help consumers nationwide figure out how to pay down debt and how to get out of debt quickly. Our professional credit counselors provide free credit counseling to help individuals and families find the right debt solutions to help with credit card debt and avoid debt in the future. Our debt management programs provide help with debts by consolidating payments on credit card debt and other unsecured loans, with credit card negotiation services to reduce credit card debt interest rates and finance charges, helping consumers to pay off debt more quickly.