Become Debt Free
- Reduce your high-interest rates by an average of 70%
- Consolidate your unsecured debt into one affordable monthly payment
- Prevent late and over the limit fees
- Pay off your debt in most cases within 24-48 months
- Develop the necessary cash flow plan to help you achieve your financial goals
Call to speak to a certified credit counselor 800-769-3571
Started working with ACCC in 2018. 3 years later I am debt free! It was scary trusting them because of all the scammers who claim to do what they do, but don't. They came recommended to me by a realtor friend who had formerly taught with me. Sooo glad I trusted her. Feels like a huge weight has been lifted. Slow and steady wins the race AND I won this one! Thanks ACCC. I will miss talking with my Credit Counselor, Josh when we updated accounts every couple of months. He gave good advice and listened as I tried to figure out retirement plans. If you're serious about getting out of debt, let them help you come up with a plan. Remember, though... you have to work the plan. Good luck! Feeling very proud of me at the moment!
How We Can Help
How can we help you manage your credit? Our programs can help you take control of your financial life.Get Started Now
We will help you determine the best way to approach your financial situation, and provide you the best credit counseling service options possible.
We can provide the mandated pre-filing bankruptcy counseling session to enable you and your legal counsel to make well-informed decisions.
We offer free credit counseling sessions with professionally certified counselors to choose the most advantageous path out of debt.
With our debt consolidation plan, you will be able to combine most, if not all of your unsecured debt and make one single monthly payment.
Our debt management program helps simplify your monthly unsecured debt obligations, consolidate your payments, and disburse funds to your creditors on your behalf.
Student Loan Counseling
We can help you explore your options regardless of how much you owe or your loan status.
ACCC’s housing counselors are available to assist you in all aspects of your housing needs. We provide reverse mortgage counseling, homebuyer education and certification, and foreclosure counseling.
About American Consumer Credit Counseling (ACCC):
American Consumer Credit Counseling is a nonprofit credit counseling agency that helps consumers take control of their financial lives through credit counseling, debt consolidation, and financial education. Since 1991, we have been improving lives and providing solutions to people in need of financial help.Get Started Now
Financial Resources & Tools
Budgeting Tips and Tricks
A budget is the cornerstone of responsible financial planning. It shows exactly how much money you have and where it’s being spent. Use our compiled helpful resources, tips, and tools to help you understand and create a successful budget.Explore
Credit is a convenient way to pay for things, but knowing how to manage and maintain good credit can be very challenging. Check out our find informative articles that will help you learn all about maintaining good credit.Explore
Calculators to help manage your money
Use ACCC’s financial calculators to help you better track and budget your income and expenses to help you better manage your money.Explore
How to prepare for retirement
In your golden years? It’s important that you are knowledgeable about your financial situation so you are prepared to lead a financially healthy life. Get our checklist to help you with your preparations.Explore