If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested for us to call you.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Need to Get Out of Debt?

We can help!

ACCC can offer you Debt Management Counseling to help you:

  1. Lower your interest rates and monthly payments
  2. Consolidate credit bills into one monthly payment
  3. Bring an end to harassing calls from debt collectors
  4. Eliminate over-limit charges
ACCC does not loan money
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The Benefits of Nonprofit Debt Management

The Benefits of Nonprofit Debt Management

There are many options available for people trying to pay off their debt. For-profit debt relief companies and nonprofit debt management agencies offer help that sounds similar on the surface. Which option is best for you? Read More

Ramona Benson

Started working with ACCC in 2018. 3 years later I am debt free! It was scary trusting them because of all the scammers who claim to do what they do, but don't. They came recommended to me by a realtor friend who had formerly taught with me. Sooo glad I trusted her. Feels like a huge weight has been lifted. Slow and steady wins the race AND I won this one! Thanks ACCC. I will miss talking with my Credit Counselor, Josh when we updated accounts every couple of months. He gave good advice and listened as I tried to figure out retirement plans. If you're serious about getting out of debt, let them help you come up with a plan. Remember, though... you have to work the plan. Good luck! Feeling very proud of me at the moment!

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About American Consumer Credit Counseling (ACCC):

American Consumer Credit Counseling is a nonprofit credit counseling agency that helps consumers take control of their financial lives through credit counseling, debt consolidation, and financial education. Since 1991, we have been improving lives and providing solutions to people in need of financial help.

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Financial Resources & Tools

  • resources-budgeting

    Budgeting Tips and Tricks

    A budget is the cornerstone of responsible financial planning. It shows exactly how much money you have and where it’s being spent. Use our compiled helpful resources, tips, and tools to help you understand and create a successful budget.

  • resources-credit

    Understanding Credit

    Credit is a convenient way to pay for things, but knowing how to manage and maintain good credit can be very challenging. Check out our find informative articles that will help you learn all about maintaining good credit.

  • resources-calculator

    Calculators to help manage your money

    Use ACCC’s financial calculators to help you better track and budget your income and expenses to help you better manage your money.

  • resources-retirement

    How to prepare for retirement

    In your golden years? It’s important that you are knowledgeable about your financial situation so you are prepared to lead a financially healthy life. Get our checklist to help you with your preparations.

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