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Choosing a Credit Card: Resources

(continued from Choosing a Credit Card: Costs and Features)...

For Help and Information:

Credit Card Offer Removal List

  • The national credit bureaus offer a toll-free number for you to opt out of all preapproved credit card offers with just one phone call
  • 888-5OPT-OUT (888-567-8688)

Credit Reporting Agencies:

Direct Mail Removal List

  • The Direct Marketing Association has developed a tool to help manage your mail. Contact them to be removed from mailing lists, including catalogs, newsletters, donation requests, and more.
  • 212-768-7277

FICO Scores

  • To purchase your FICO scores, one from each bureau
  • 800-319-4433

National Credit Union Association

  • You can learn more about financial self-sufficiency and how to join a credit union.
  • 703-518-6300

ACCC provides links to other services but does not endorse non-ACCC websites or validate their content.


One of America's leading nonprofit debt consolidation companies, American Consumer Credit Counseling (ACCC) provides credit consulting services and debt management solutions to consumers who are struggling with credit card bills and other types of unsecured debt. Unlike some debt relief companies, we can help you consolidate your credit without having to take a credit consolidation loan. If you're wondering how to consolidate debt in the more prudent, effective way, contact us for a free consultation with one of ACCC's consolidation counselors. Be sure to check out our debt consolidation reviews to hear from our customers what makes ACCC such a trusted and effective debt consolidation company.

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