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Choosing a Credit Card: Resources

(continued from Choosing a Credit Card: Costs and Features)...

For Help and Information:

Credit Card Offer Removal List

  • The national credit bureaus offer a toll-free number for you to opt out of all pre-approved credit card offers with just one phone call
  • 888-5OPT-OUT (888-567-8688)

Credit Reporting Agencies:

Direct Mail Removal List

  • The Direct Marketing Association has developed a tool to help manage your mail. Contact them to be removed from mailing lists, including catalogs, newsletters, donation requests, and more.
  • 212-768-7277

FICO Scores

  • To purchase your FICO scores, one from each bureau
  • 800-319-4433

National Credit Union Association

  • You can learn more about financial self-sufficiency and how to join a credit union.
  • 703-518-6300

ACCC provides links to other services but does not endorse non-ACCC websites or validate their content.

 

American Consumer Credit Counseling (ACCC) is a not-for-profit agency that offers credit counseling, housing counseling and other financial services to individuals and consumers nationwide. ACCC also offers a home buyers class and first time home buyer guide that provide help for first time home buyers as well as consumers getting back into the real estate market. ACCC's homebuyer education course provides comprehensive education and home buying tips on everything from choosing a realtor to closing on a new home. Available online and on mobile devices, ACCC's first time home buyer course provides a certification necessary to qualify and close on certain types of mortgage loans. ACCC also offers reverse mortgage info, including details on qualifying for a reverse mortgage and answers to questions like "What is a reverse mortgage?" and "How do reverse mortgages work?"

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