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The Great Lakes State is the home of the American automobile industry and much of the research and development that fuels American innovation. Unfortunately, the recession has led to high unemployment rates, and many Michigan residents find themselves defaulting on loans and with debt problems. The average Michigan resident holds $4,558 worth of credit card debt, and might find themselves in need of debt assistance.

ACCC offers free accredited credit counseling, and provides debt counseling and credit consulting services to Michigan residents. We also offer a debt management plan to qualified individuals. The debt management advice and financial counseling are completely free of charge and callers are under no obligation.

Michigan residents can call our toll free number, or apply online through our online application.

Testimonial from Michigan clients

"The [counseling session] tools are very useful to me and I have already begun to implement them in my household budget. I am excited to be out of debt in 5 years!”
-Angela T.

"ACCC has given me a light at the end of the tunnel. I'm retired, living on pension and social security. I couldn't make minimum payments, but ACCC will help me pay my debts in an honest and honorable way.”
-Ricki A. 

"My only regret is that I didn't contact you sooner. You have given us some peace of mind.”
-Matt P.


1) Michigan residents have an average of $4,558 worth of credit card debt
2) Get a free credit counseling session
3) Pay off your debt in most cases within five years

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American Consumer Credit Counseling (ACCC) is a nonprofit debt relief agency offering consolidated credit counseling and consumer debt solutions. If you have debt to consolidate, we can help you consolidate credit without taking a loan or paying high fees like some debt management companies charge. A fair, effective debt reduction service, our debt management program simplifies your payment responsibilities and often results in reduced interest rates from your creditors. As a leading national debt consolidation firm, ACCC has also been approved by the Department of Justice to provide credit counseling for bankruptcy both the pre-bankruptcy credit counseling certificate and the post-bankruptcy debtor education.

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