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Housing Services


ACCC’s HUD approved housing counseling agency offers HECM (reverse mortgage) counseling nationally and locally. ACCC is approved by the Massachusetts Executive Office of Elderly Affairs to provide HECM counseling to Massachusetts residents. 


As a local housing counseling agency, ACCC also offers Massachusetts residents online and in-person First-Time Homebuyer classes. Both online and in-person classes meet requirements for lending programs.


ACCC also offers in-person Delinquency/Default Resolution Counseling (more commonly called Foreclosure Counseling), Pre-Purchase Counseling for interested home buyers, Post-Purchase Counseling for homeowners, and Landlord and Renter Counseling.

Our goal is to facilitate personal economic empowerment and community stability through homeownership and/or home management. Our job is to provide consumers access to information, resources, tools, and facilitation that help them achieve their housing goals.

Our agency services all segments of the population regardless of race, color, religion, national origin, sex, familial status and disability. Our counselors are familiar with HUD’s housing and community programs and understand that everyone will require a different course of action. Our counselors will help you prepare an assessment of your financial situation to determine the root cause of the problem. Once the problem is identified counselors will work with you to establish the best possible solution.

For more information or to speak with a housing counselor call 1-866-826-7180 or click here.

American Consumer Credit Counseling (ACCC) is a nonprofit debt relief agency offering consolidated credit counseling and consumer debt solutions. If you have debt to consolidate, we can help you consolidate credit without taking a loan or paying high fees like some debt management companies charge. A fair, effective debt reduction service, our debt management program simplifies your payment responsibilities and often results in reduced interest rates from your creditors. As a leading national debt consolidation firm, ACCC has also been approved by the Department of Justice to provide credit counseling for bankruptcy both the pre-bankruptcy credit counseling certificate and the post-bankruptcy debtor education.

SiteLock Better Business Bureau Mass Housing Approved National Industry Standards for Homeownership Education and Counseling NFCC Member