Are you struggling with credit card debt in Columbus, OH? American Consumer Credit Counseling (ACCC) is a nonprofit organization helping people pay off credit card debt, lower interest rates, and regain financial stability since 1991. We provide free credit counseling sessions and offer affordable Debt Management Plans (DMPs) to residents across Ohio including right here in Columbus.
According to a recent study by Lendingtree, the average credit card debt in Ohio is $6,345 as of the first quarter of 2025. This is a 6.5% increase vs the previous year. Although this is lower than the national average of $7,321, rising interest rates make repayment harder for many Columbus, OH residents.
Why Columbus, OH Residents Choose ACCC?
For over 30 years, ACCC has helped thousands of Americans successfully pay off debt and improve their credit. Columbus residents trust ACCC because we combine national expertise with personalized service.
Our certified credit counselors take time to understand your unique financial situation and create a plan that works for your budget and goals. Whether you’re:
- Struggling with high-interest credit card debt
- Juggling multiple monthly payments
- Or simply want to improve your credit standing
…ACCC provides clear guidance, proven strategies, and ongoing support every step of the way.
What makes ACCC different?
- Free, no-obligation credit counseling
- Constantly work with creditors to lower interest rates & reduce monthly payments as part of the personalized DMP
- Certified counselors with deep knowledge of Ohio’s economy
- BBB A+ rating and NFCC-accredited
Columbus, OH Frequently Asked Questions (FAQs)
Q: What is the average credit card debt in Ohio?
A: As of Q1 2025, residents of Ohio carry an average of $6345 in credit card debt (Source: LendingTree).
Q: Does ACCC offer credit counseling in Columbus, OH?
A; Yes. We provide phone, online, and in-person counseling to residents of Columbus, OH.
Q: How does a Debt Management Plan help?
A; A DMP can lower your interest rates, consolidate multiple payments into one, and help you pay off debt faster without taking on new loans.
Q: Are in-person appointments available in Columbus?
A: Yes. Our Columbus office offers in-person credit counseling by appointment. Call ahead to schedule a session with a certified counselor.
How Can I Get In Touch With ACCC?
Phone Counseling: Speak with a certified credit counselor on 877-440-1773
Online Counseling: Get Debt Help today . Start by filling in the form and a certified counselor will reach out to you.
What happens When I Call ACCC?
- Speak directly with a certified credit counselor
- Review your income, debts, and goals
- Receive a free no obligation financial counseling session
- Set up a Debt Management Plan (DMP) if it’s right for you
- Pay off your debt in most cases within five years
Hours and location:
ACCC Columbus Address:
350 E. First Avenue
1st Floor
Columbus, Ohio, 43201
Hours: Columbus, OH (Eastern Time):
- Monday – Thursday: 9:00 AM – 10:30 PM ET
- Friday: 9:00 AM – 8:00 PM ET
- Saturday: 10:00 AM – 9:00 PM ET
- Sunday: Closed
In-person counseling is by appointment only. Please call 877-440-1773 to schedule a session with a certified counselor.
Holiday hours may vary.
Trusted by Clients Nationwide
“The experience and professional was outstanding. Didn’t feel bad for the decisions made In the past. Glad there was a program out there that actually was willing to help.”— Client in Ohio
