Memphis, TN

Memphis is a lively city located in southwestern Tennessee, known for its rich musical heritage (it’s the birthplace of rock and roll), delicious barbecue, and friendly locals. With a population of over 650,000 people, Memphis is the second-largest city in the state.

The cost of living in Memphis is relatively affordable compared to other major cities in the United States. The average rent for a one-bedroom apartment in the city is around $900 per month, and the overall cost of living is around 15% lower than the national average. However, the average credit card debt for residents of Tennessee was around $5,400, which is slightly higher than the national average. Some residents may find themselves in need of credit counseling and debt services.

American Consumer Credit Counseling (ACCC) is a nonprofit organization dedicated to helping people like you since 1991. We offer credit counseling, debt management services, and financial education to consumers all across the nation. With branches throughout the country and certification to operate in all 50 states, ACCC is here to support Memphis residents in getting out of credit card debt and boosting their financial know-how.

Let us help you take control of your financial future!

Phone Counseling:

Join the ranks of thousands who have embarked on the journey to financial freedom. Our experienced counselors are ready to assist you every step of the way. With just a phone call, they will guide you through the entire process of setting up your personalized Debt Management Program. You’ll receive expert advice tailored to your unique situation, ensuring you have the support and knowledge needed to regain control of your finances.

Take the first step today and let our friendly and knowledgeable counselors help you achieve the financial peace you deserve.



Online Counseling:

If you prefer a more self-directed approach, ACCC has you covered with our online counseling services. You can start whenever it’s convenient for you and proceed at your own pace, making it easy to fit into your busy schedule. Just be sure to have your most recent bills and statements on hand to make the most of the experience. Our team is still here to support you if you need any assistance along the way!

  1. Memphis residents have an average of $5,400 in credit card debt
  2. Get a free credit counseling session
  3. Pay off your debt in most cases within five years
Start Managing Your Debt with Confidence – Enrollment is Now Open!

Hours and location:

ACCC Memphis, TN Address:

5100 Poplar Avenue
27th Floor
Memphis, TN 38137


In-person counseling is by appointment only.  Please call us at the number below to schedule an appointment with a trained counselor.

Appointments are available during these times:

Monday through Friday 9am to 3 pm