Welcome to our Newton office of Consumer Credit Counseling, where we help individuals and families take control of their finances. As a non-profit organization, we provide guidance and practical solutions for managing debt, creating budgets, and achieving long-term financial stability. Our experienced team works closely with each client to develop personalized strategies tailored to their unique financial situation.
American Consumer Credit Counseling (ACCC) is a nonprofit organization helping individuals and families regain financial stability since 1991. We provide free credit counseling sessions and affordable Debt Management Plans (DMPs) to residents across Massachusetts — including right here in Newton.
According to a recent LendingTree study, the average credit card debt in Massachusetts is $9,165 as of Q1 2025, up ~13% year over year. With high living costs in Greater Boston, many Newton households are looking for a faster, more affordable path to pay down balances.
Why Newton, MA Residents Choose ACCC
For over 30 years, ACCC has helped thousands of Americans successfully pay off debt and improve their credit. Newton residents trust ACCC because we combine national expertise with personalized service.
Our certified credit counselors take time to understand your unique financial situation and create a plan that works for your budget and goals. Whether you’re:
- Struggling with high-interest credit card debt
- Juggling multiple monthly payments
- Or simply want to improve your credit standing
…ACCC provides clear guidance, proven strategies, and ongoing support every step of the way.
What Makes ACCC Different?
- Free, no-obligation credit counseling
- Work with creditors to lower interest rates & reduce monthly payments through a personalized DMP
- Certified counselors with deep knowledge of Massachusetts consumer issues
- BBB A+ rating and NFCC-accredited
Newton, MA Frequently Asked Questions (FAQs)
Q: What is the average credit card debt in Massachusetts?
A: As of Q1 2025, Massachusetts residents carry an average of $9,165 in credit card debt (Source: LendingTree). LendingTree
Q: Does ACCC offer credit counseling in Newton, MA?
A: Yes. We provide phone, online, and in-person counseling for residents of Newton and across Massachusetts.
Q: How does a Debt Management Plan (DMP) help?
A: A DMP can lower your interest rates, consolidate multiple payments into one, and help you pay off debt faster, without taking on new loans.
Q: Are in-person appointments available in Newton?
A: Yes. Our Newton office offers in-person credit counseling by appointment. Call ahead to schedule a session with a certified counselor.
How Can I Get In Touch With ACCC?
Phone Counseling: Speak with a certified credit counselor on 877-440-1773
Online Counseling: Get Debt Help today . Start by filling in the form and a certified counselor will reach out to you.
What Happens When I Call ACCC?
- Speak directly with a certified credit counselor
- Review your income, debts, and goals
- Receive a free, no-obligation counseling session
- Set up a Debt Management Plan (DMP) if it’s right for you
- Pay off your debt in about five years in many cases
Hours and location:
ACCC Newton Massachusetts Address:
130 Rumford Ave
Auburndale, MA 02466
Hours: Newton, MA (Eastern Time):
- Monday – Thursday: 9:00 AM – 10:30 PM ET
- Friday: 9:00 AM – 8:00 PM ET
- Saturday: 10:00 AM – 9:00 PM ET
- Sunday: Closed
In-person counseling is by appointment only. Please call 877-440-1773 to schedule a session with a certified counselor.
Holiday hours may vary.
Trusted by Clients Nationwide
“I was $15k in credit card debt when I contacted ACCC. I knew I had to turn control over to a third party. I worked in a retail office setting and was familiar with ACCC clients . I am happy to now be one myself. I trust them. I know I can call anytime to discuss financial decisions.” – Client in Massachusetts
